20 Bentley Ln, Gray, KY 40734 Property Records

Knox County property record for 20 Bentley Ln, Gray, KY 40734

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,736 sqft · built 2008
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Feb 2005)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-00-00-007.04`

Property Details

APN / Parcel Number

Primary APN	`039-00-00-007.04`
Alternative APNs	`327261` `389280` `7234`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,736 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Mansard
Roof Material	Metal
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	7234
Street Address	20 BENTLEY LN
City	GRAY
State	KY
Zip	40734-6981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 2.15 ACS BENTLEY ROLLING MEADOWS
Legal Lot Number	4
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1021
Census Tract	930300

Owner

Source: Knox County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 BENTLEY LN, GRAY, KY 40734-6981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2005 · Amount on Record
Deed Sale	Feb 1, 2005 · Amount on Record
Deed Document Number	0000000368
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	20 BENTLEY LN, GRAY, KY 40734-6981
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BENTLEY LN, GRAY, KY 40734-6981

Mortgage

Document Number	00M496/291
Date	Mar 7, 2022
Book Page	M496/291
Instrument	252524

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jan 24, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	20 BENTLEY LN, GRAY, KY 40734-6981
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M466/711
Date	Nov 26, 2019
Book Page	M466/711
Instrument	241310

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	20 BENTLEY LN, GRAY, KY 40734-6981
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M447/708
Date	Nov 20, 2017
Book Page	M447/708
Instrument	230360

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 (+18.89%)	$332,800 (+22.28%) Land $30,000 Building $302,800	$332,800 (+22.28%) Land $30,000 Building $302,800
2023	$2,960.00	$272,160	$272,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 92% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OnPoint Broadband Fiber	10,000 / 10,000
Zetalink Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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