Middletown City property record for 20 Benjamin Ln, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,076 sqft · built 1993 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,900 (Sep 2025) |
| Tax Bill | $10,457 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:09 L:0303 |
| Primary APN | MTWN M:09 L:0303 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 4,324 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R13410 |
|---|---|
| Street Address | 20 BENJAMIN LN |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-1787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Lot Number | 303 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 541200 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 BENJAMIN LN, MIDDLETOWN, CT 06457-1787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 23, 2025 | Warranty Deed, Transfer · Line of Credit WASHINGTON TRUST MORTGAGE CO |
| Nov 23, 2020 | Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Jul 19, 2016 · Amount on Record |
| Deed Book / Page | 2132 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Sep 23, 2025 |
| Property Address | 20 BENJAMIN LN, MIDDLETOWN, CT 06457-1787 |
| Document Number | 0002132-42 |
| Book / Page | 2132 / 42 |
| Instrument Date | Sep 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 BENJAMIN LN, MIDDLETOWN, CT 06457-1787 |
| Document Number | 0000213248 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2132/48 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 20 BENJAMIN LN, MIDDLETOWN, CT 06457-1787 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1987-195 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 1987/195 |
| Instrument | 3570060015 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,457.00 (+4.88%) | $256,310 (-) Land $73,190 Building $183,120 | $444,173 (+147.56%) |
| 2025 | $256,310 (-) Land $73,190 Building $183,120 | $179,417 Land $51,233 Building $128,184 | |
| 2024 | $9,970.00 (+5.7%) | $256,310 (-) Land $73,190 Building $183,120 | |
| 2023 | $9,432.00 (+18.18%) | $256,310 (+41.31%) Land $73,190 Building $183,120 | |
| 2022 | $7,981.00 | $181,380 Land $48,790 Building $132,590 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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