20 Bender Rd, Westtown, NY 10998 Property Records

Orange County and Minisink Town property record for 20 Bender Rd, Westtown, NY 10998

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 1982
Lot Size	0.867 acres (37,754 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2022)
Tax Bill	$7,456 (2024)
Deeds & Mortgages	Jan 2022 Refinance Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`333889 17-2-6`

Property Details

APN / Parcel Number

Primary APN	`333889 17-2-6`
Alternative APNs	`388901700000020060000000` `17-2-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,717 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	573 sqft
Finished Basement	573 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	37,754 sqft (0.867 acres)
Lot Dimensions	250 ft deep x 127 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	27 sqft
Porch	Open Porch
Porch Area	524 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	17-2-6
Street Address	20 BENDER RD
City	WESTTOWN
State	NY
Zip	10998-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LT 7 BLK A SEC B NIRVANA
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	ORANGE NY
Township / Civil Division	MINISINK
Census Block Group	1
Census Block	1023
Census Tract	11702

Owner

20 Bender Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Orange County and Minisink Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 BENDER RD, WESTTOWN, NY 10998-3504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Aug 4, 2022	Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Prior Sale	Oct 12, 2012 · Amount on File
Deed Document Number	202257436
Deed Book / Page	15284 / 1905
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	20 BENDER RD, WESTTOWN, NY 10998-3504
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005646
Date	Jan 21, 2022
Book Page	15140/1338
Instrument	20220005646

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 4, 2022
Property Address	20 BENDER RD, WESTTOWN, NY 10998-3504
Document Number	0000057436
Book / Page	15284 / 1905
Instrument Date	Jul 25, 2022
Instrument	20220057436
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14405 87TH AVE, BRIARWOOD, NY 11435-3109

Mortgage

Document Number	0000057437
Date	Aug 4, 2022
Instrument	20220057437

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Orange County and Minisink Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Minisink Town
Unified School District	Minisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,000 Land $33,200 Building $81,800	$397,100
2024	$7,456.00
2023		$115,000 (-) Land $33,200 Building $81,800	$348,700 (+14.33%) Land $100,668 Building $248,032
2022		$115,000 Land $33,200 Building $81,800	$305,000 Land $88,052 Building $216,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Bender Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Bender Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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