20 Bell St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 20 Bell St, West Warwick, RI 02893

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,258 sqft · built 1951
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Oct 2000)
Tax Bill$5,202 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN13-2179-55

Property Details

APN / Parcel Number

Primary APN13-2179-55
Alternative APNs
  • WWAR 007-0542-0-000
  • 007=0542=0=000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,258 sqft Living Area
Gross Area3,164 sqft
Basement Area1,688 sqft
Unfinished Basement1,688 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number13-2179-55
Street Address20 BELL ST
CityWEST WARWICK
StateRI
Zip02893-2919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group3
Census Block3024
Census Tract20200

Owner

20 Bell St is owned and occupied by an individual who bought it in October 2000.

Source: West Warwick Town records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address20 BELL ST, WEST WARWICK, RI 02893-2919
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2000 · Amount on File
Deed SaleOct 30, 2000 · Amount on File
Prior SaleMay 28, 1996 · Amount on File
Deed Book / Page928 / 4
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Recording DateSep 3, 2026
Property Address20 BELL ST, WEST WARWICK, RI 02893-2919
Document Number0024913262
Instrument DateAug 24, 2026
Instrument20262491-3262
Transaction TypeMortgage
Record UpdatedSep 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 BELL ST, WEST WARWICK, RI 02893-2919

Mortgage

Document Number0024913262,
DateSep 3, 2026
Instrument20262491-3262
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Bell St was $5,202.

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,202.00$364,000 Land $113,900 Building $250,100$405,840
2023$4,329.00$236,300 Land $73,200 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Bell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA5 of 8
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Bell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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