20 Bear Trl, Ellijay, GA 30540 Property Records

Gilmer County property record for 20 Bear Trl, Ellijay, GA 30540 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,703 sqft · built 1999
Lot Size	9.2 acres (400,752 sqft)
Owner	Company Name on File
Last Sale	$499,900 (Apr 2014)
Tax Bill	$6,573 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`3046F 005A`

Property Details

APN / Parcel Number

Primary APN	`3046F 005A`
Alternative APN	`13307`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,703 sqft Heated Area
Gross Area	4,029 sqft
1st Floor Area	2,164 sqft
Basement Area	2,161 sqft
Finished Basement	2,161 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	400,752 sqft (9.2 acres)
Garage Area	600 sqft

Exterior Amenities

Porch	Patio
Porch Area	140 sqft
Deck Area	120 sqft
Patio Area	674 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13307
Street Address	20 BEAR TRL
City	ELLIJAY
State	GA
Zip	30540-0362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LT 4, 5, 7, 8, 9 SLUDER PLACE PH 1
Legal Subdivision	SLUDER PLACE
Legal Phase	1
Legal Lot Number	4,5,7-9
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	2
Census Block	2024
Census Tract	80200

Owner

Source: Gilmer County records · APN 3046F 005A

Assessment roll updated February 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2305 4TH ST E, PALMETTO, FL 34221-2486
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2014 · Amount on Record
Deed Sale	Apr 22, 2014 · Amount on Record
Prior Sale	Sep 01, 1997 · Amount on Record
Deed Document Number	2014856
Deed Book / Page	1862 / 226
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 20, 2023
Property Address	20 BEAR TRL, ELLIJAY, GA 30540-0362
Document Number	002636/463
Book / Page	2636 / 463
Instrument Date	Oct 20, 2023
Instrument	2023003251
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 4TH ST E, PALMETTO, FL 34221-2486

Mortgage

Document Number	0002636467
Date	Oct 20, 2023
Instrument	2636/467

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Type Change Date	Nov 01, 2020

Tax Assessment & Valuation

Source: Gilmer County records · Assessment roll updated February 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,573.00 (+0.32%)	$425,480 (+0.61%) Land $91,800 Building $333,680	$1,063,700 (+0.61%) Land $229,500 Building $834,200
2024	$6,552.00 (+386.05%)	$422,880 (+10.97%) Land $91,800 Building $331,080	$1,057,200 (+10.97%) Land $229,500 Building $827,700
2023	$1,348.00 (-77.24%) Homeowner's exemption Senior Citizen's exemption	$381,080 (+13.24%) Land $88,800 Building $292,280	$952,700 (+13.24%) Land $222,000 Building $730,700
2022	$5,922.00 Homeowner's exemption Senior Citizen's exemption	$336,520 Land $88,800 Building $247,720	$841,300 Land $222,000 Building $619,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gilmer County (13123C), updated December 14, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.