Andover Town property record for 20 Bear Swamp Rd, Andover, CT 06232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,834 sqft · built 1981 |
| Lot Size | 5.77 acres (251,341 sqft) |
| Owner | Individual Name on File |
| Last Sale | $487,500 (Nov 2023) |
| Tax Bill | $8,938 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| APN | ANDO M:0034 B:0027 L:0002-4 |
| Primary APN | ANDO M:0034 B:0027 L:0002-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,834 sqft Living Area |
| Gross Area | 7,606 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Exterior Material | Combination |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 251,341 sqft (5.77 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1152 |
|---|---|
| Street Address | 20 BEAR SWAMP RD |
| City | ANDOVER |
| State | CT |
| Zip | 06232-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Block | 27 |
| Legal Lot Number | 2-4 |
| Jurisdiction | ANDOVER CT |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 528100 |
20 Bear Swamp Rd is owned and occupied by an individual who bought it in November 2023.
Source: Andover Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 BEAR SWAMP RD, ANDOVER, CT 06232-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage NOVUS HOME MORTGAGE |
| Nov 1, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND |
| Apr 3, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on File |
| Deed Sale | Nov 1, 2023 · Amount on File |
| Prior Sale | Apr 3, 2023 · Amount on File |
| Deed Document Number | 2023359 |
| Deed Book / Page | 144 / 2477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER CT |
| Property Address | 20 BEAR SWAMP RD, ANDOVER, CT 06232-1102 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000148-588 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 148/588 |
| Instrument | 63 |
| Name | NOVUS HOME MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 337 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANDOVER CT |
| Recording Date | Nov 1, 2023 |
| Property Address | 20 BEAR SWAMP RD, ANDOVER, CT 06232-1102 |
| Document Number | 00144-2477 |
| Book / Page | 144 / 2477 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 359 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000360 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 360 |
| Name | BANK OF ENGLAND |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANDOVER CT |
| Recording Date | Apr 3, 2023 |
| Property Address | 20 BEAR SWAMP RD, ANDOVER, CT 06232-1102 |
| Document Number | 000143-178 |
| Book / Page | 143 / 178 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 109 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000000110 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 110 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 20 Bear Swamp Rd was $8,938.
Source: Andover Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Andover Town |
| Elementary School District | Andover School District (PK - 06) |
| Secondary School District | Regional School District 08 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,938.00 | $282,940 Land $40,740 Building $242,200 | $198,058 Land $28,518 Building $169,540 |
| 2024 | $8,938.00 (+34.14%) | ||
| 2023 | $6,663.00 (-1.94%) | $212,940 (-) Land $40,740 Building $172,200 | |
| 2022 | $6,795.00 | $212,940 Land $40,740 Building $172,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 20 Bear Swamp Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Bear Swamp Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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