20 Bean Rd, Merrimack, NH 03054 Property Records

Hillsborough County and Merrimack Town property record for 20 Bean Rd, Merrimack, NH 03054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,176 sqft · built 1987
Lot Size	1.5 acres (65,601 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Sep 2021)
Tax Bill	$11,997 (2025)
Deeds & Mortgages	Aug 2021 Refinance Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:006B B:00084 L:2`

Property Details

APN / Parcel Number

Primary APN	`M:006B B:00084 L:2`
Alternative APN	`MRMK M:0006B L:000084 S:000002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,176 sqft Living Area
Gross Area	5,194 sqft
1st Floor Area	1,416 sqft
Basement Area	1,396 sqft
Unfinished Basement	659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,601 sqft (1.5 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 BEAN RD
City	MERRIMACK
State	NH
Zip	03054-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	84
Jurisdiction	MERRIMACK TOWN NH
Township / Civil Division	MERRIMACK
Census Block Group	1
Census Block	1006
Census Tract	14201

Owner

20 Bean Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Hillsborough County and Merrimack Town records, as of April 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 BEAN RD, MERRIMACK, NH 03054-3046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DAN MCKENNEY
Sep 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage MERRIMACK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	2021210062217
Deed Book / Page	9525 / 1444
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Property Address	20 BEAN RD, MERRIMACK, NH 03054-3046
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09509-1044
Date	Aug 9, 2021
Book Page	9509/1044
Instrument	210054082

Lender

Name	DAN MCKENNEY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRIMACK TOWN NH
Recording Date	Sep 13, 2021
Property Address	20 BEAN RD, MERRIMACK, NH 03054-3046
Document Number	9525-1444
Book / Page	9525 / 1444
Instrument Date	Sep 13, 2021
Instrument	210062217
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 CHADWICK CIR # 1, 1, NASHUA, NH 03062-4779

Mortgage

Document Number	210062218
Date	Sep 13, 2021
Instrument	210062218

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	09525-1577
Date	Sep 13, 2021
Book Page	9525/1577
Instrument	210062235

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Property Address	20 BEAN RD, MERRIMACK, NH 03054-3046
Document Number	0092932949
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BEAN RD MERRIMACK NH 030543046, MERRIMACK, NH 03054-3046

Mortgage

Document Number	0092932949
Date	May 15, 2020
Book Page	009293/002949
Instrument	200023351

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRIMACK TOWN NH
Recording Date	Sep 1, 2017
Property Address	20 BEAN RD, MERRIMACK, NH 03054-3046
Document Number	0090030736
Book / Page	009003 / 000736
Instrument Date	Aug 31, 2017
Instrument	7041376
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,013.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SHELBURNE RD MERRIMACK NH 030542733, MERRIMACK, NH 03054-2733

Mortgage

Document Number	90030739
Date	Sep 1, 2017
Book Page	009003/000739
Instrument	7041377

Lender

Name	MERRIMACK MTG
Type	Mortgage Company
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Bean Rd was $11,997.

Source: Hillsborough County and Merrimack Town assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Merrimack Town
Unified School District	Merrimack School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,997.00	$542,600 Land $202,900 Building $339,700
2023	$10,554.00 (+11.92%)	$542,600 (-) Land $202,900 Building $339,700	$819,185
2022	$9,430.00	$542,600 Land $202,900 Building $339,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Bean Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2005–2007)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Bean Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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