20 Beach Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 20 Beach Rd, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,565 sqft · built 1955
Lot Size	0.426 acres (18,548 sqft)
Owner	Individual Name on Record
Last Sale	$2,875,000 (Oct 2026)
Tax Bill	$12,931 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-160-07030605`

Property Details

APN / Parcel Number

Primary APN	`03-160-07030605`
Alternative APNs	`3-160-07030605` `16007030605`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,565 sqft Living Area
Gross Area	5,025 sqft
1st Floor Area	1,760 sqft
Basement Area	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	18,548 sqft (0.426 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	230 sqft
Patio Area	232 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	16007030605
Street Address	20 BEACH RD
City	SEVERNA PARK
State	MD
Zip	21146-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 11 CAPE ARTHUR
Legal Subdivision	CAPE ARTHUR
Legal Block	1
Legal Lot Number	11
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	731201

Owner

Source: Anne Arundel County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BEACH RD, SEVERNA PARK, MD 21146-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Aug 27, 2003 · Amount on Record
Deed Book / Page	42762 / 254
Prior Transfer Date	Jan 25, 2018
Prior Transfer Doc	0318590487
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 7, 2026
Property Address	20 BEACH RD, SEVERNA PARK, MD 21146-3302
Document Number	4276000254
Book / Page	42762 / 254
Instrument Date	Oct 2, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	BAY AREA TITLE, BAY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,903,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BEACH RD, SEVERNA PARK, MD 21146-3302

Mortgage

Document Number	4276000262,
Date	Oct 7, 2026
Book Page	42762/262

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 21, 2018
Property Address	20 BEACH RD, SEVERNA PARK, MD 21146-3302
Document Number	0318590487
Book / Page	031859 / 000487
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 BEACH RD SEVERNA PARK MD 211463302, SEVERNA PARK, MD 21146-3302

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 21, 2018
Property Address	20 BEACH RD, SEVERNA PARK, MD 21146-3302
Document Number	0318590483
Book / Page	031859 / 000483
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BEACH RD SEVERNA PARK MD 211463302, SEVERNA PARK, MD 21146-3302

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,931.00 (+2.13%)	$1,436,700 (+7.66%)	$1,538,900 (-) Land $828,900 Building $710,000
2025	$12,661.00 (+2.28%) Homeowner's exemption	$1,334,500 (+10.65%)	$1,538,900 (+24.88%) Land $828,900 Building $710,000
2024	$12,379.00 (+6.62%)
2023	$11,610.00 Homeowner's exemption	$1,206,033	$1,232,300 Land $727,500 Building $504,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	21 of 22
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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