20 Beach Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 20 Beach Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,977 sqft · built 1935
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Last Sale	$360,000 (Oct 2015)
Tax Bill	$5,234 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-0001-47`

Property Details

APN / Parcel Number

Primary APN	`50-0001-47`
Alternative APNs	`BRIS M:64 L:90` `4183`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,977 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4183
Street Address	20 BEACH RD
City	BRISTOL
State	RI
Zip	02809-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	90
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2014
Census Tract	30902

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 BEACH RD, BRISTOL, RI 02809-1505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage RHODE ISLAND CREDIT UNION
Dec 15, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVISION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on Record
Deed Sale	Oct 16, 2015 · Amount on Record
Deed Book / Page	1821 / 210
Last Transfer Date	Dec 11, 2025
Transfer Doc	002304-199
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	20 BEACH RD, BRISTOL, RI 02809-1505
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002298-215
Date	Oct 23, 2025
Book Page	2298/215
Instrument	2025-2385

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2030

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Dec 15, 2025
Property Address	20 BEACH RD, BRISTOL, RI 02809-1505
Document Number	002304-199
Book / Page	2304 / 199
Instrument Date	Dec 11, 2025
Instrument	2025-2821
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BEACH RD, BRISTOL, RI 02809-1505

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	20 BEACH RD, BRISTOL, RI 02809-1505
Document Number	2042-72
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BEACH RD BRISTOL RI 028091505, BRISTOL, RI 02809-1505

Mortgage

Document Number	2042-72
Date	Jul 6, 2020
Book Page	002042/000072
Instrument	5859

Lender

Name	ENVISION BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,234.00 (+29.04%)
2025	$4,056.00 (+3.15%)	$422,500 (+43.56%) Land $102,000 Building $320,500
2023	$3,932.00 (+2.77%)	$294,300 (-) Land $85,000 Building $209,300
2022	$3,826.00	$294,300 Land $85,000 Building $209,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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