20 Beach Ave, Madison, CT 06443 Property Records

Madison Town property record for 20 Beach Ave, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,529 sqft · built 1993
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (May 2024)
Tax Bill	$11,735 (2026)
Deeds & Mortgages	Dec 2024 Refinance May 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:24 B:220`

Property Details

APN / Parcel Number

Primary APN	`MADI M:24 B:220`
Alternative APNs	`00106900` `106900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	3,452 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	106900
Street Address	20 BEACH AVE
City	MADISON
State	CT
Zip	06443-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	220
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3004
Census Tract	194102

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 BEACH AVE, MADISON, CT 06443-2845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK
May 9, 2024	Executor's Deed, Transfer
May 9, 2024	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	May 9, 2024 · Amount on Record
Deed Document Number	2024798
Deed Book / Page	2290 / 277
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	20 BEACH AVE, MADISON, CT 06443-2845
Transaction Type	Mortgage
Record Updated	Dec 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02296-1090
Date	Dec 13, 2024
Book Page	2296/1090
Instrument	2024-2396

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

May 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MADISON CT
Recording Date	May 9, 2024
Property Address	20 BEACH AVE, MADISON, CT 06443-2845
Document Number	002290-275
Book / Page	2290 / 275
Instrument Date	May 7, 2024
Instrument	2024797
Transaction Type	Transfer
Record Updated	May 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MADISON CT
Recording Date	May 9, 2024
Property Address	20 BEACH AVE, MADISON, CT 06443-2845
Document Number	002290-277
Book / Page	2290 / 277
Instrument Date	May 7, 2024
Instrument	2024798
Transaction Type	Transfer
Record Updated	May 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,735.00 (+8.05%)	$508,900 (+5.1%) Land $302,000 Building $199,400	$720,283 (+112.51%)
2025	$10,861.00	$484,200 (+44.67%) Land $302,000 Building $182,200	$338,940 Land $211,400 Building $127,540
2024	$10,861.00 (+8.27%)
2023	$10,031.00 (+1.9%)	$334,700 (-) Land $214,800 Building $119,900
2022	$9,844.00	$334,700 Land $214,800 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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