East Lyme Town property record for 20 Bayview Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,290 sqft Living Area |
| Lot Size | 11,307 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2019) |
| Tax Bill | $5,759.00 (2025) |
| Primary APN | ELYM M:004.5 B:00045 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,290 sqft Living Area |
| Gross Area | 3,783 sqft Gross Area |
| 1st Floor | 1,290 sqft 1st Floor |
| Basement Area | 494 sqft Basement |
| Finished Basement | 494 sqft Finished |
| Unfinished Basement | 494 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,307 sqft (0.26 acres) |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1080 |
|---|---|
| Street Address | 20 BAYVIEW RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2002 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 45 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 870703 |
Source: East Lyme Town records · APN ELYM M:004.5 B:00045 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 BAYVIEW RD, NIANTIC, CT 06357-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CHARTER OAK FCU |
| Sep 28, 2020 | Deed of Trust, Mortgage · Balloon Payment GUARANTEED RATE AFFINITY LLC |
| Aug 12, 2019 | Trustee's Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on Record |
| Deed Sale | Aug 12, 2019 · Amount on Record |
| Prior Sale | Jan 22, 2010 · Amount on Record |
| Deed Book / Page | 1016 / 123 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 20 BAYVIEW RD, NIANTIC, CT 06357-2002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1053-124 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 1053/124 |
| Instrument | 1076 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | May 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 20 BAYVIEW RD, NIANTIC, CT 06357-2002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1038-708 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 1038/708 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Aug 12, 2019 |
| Property Address | 20 BAYVIEW RD, NIANTIC, CT 06357-2002 |
| Document Number | 1016-123 |
| Book / Page | 001016 / 000123 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BAYVIEW RD NIANTIC CT 063572002, NIANTIC, CT 06357-2002 |
| Document Number | 1016-127 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 001016/000127 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 11, 2026 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,759.00 | $205,590 (-) Land $83,300 Building $122,290 | $143,913 Land $58,310 Building $85,603 |
| 2024 | $5,759.00 (+12.59%) | ||
| 2023 | $5,115.00 (+4.37%) | $205,590 (-) Land $83,300 Building $122,290 | |
| 2022 | $4,901.00 | $205,590 Land $83,300 Building $122,290 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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