Putnam County property record for 20 Bayberry St, Winfield, WV 25213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,815 sqft · built 1993 |
| Lot Size | 0.353 acres (15,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Jun 2023) |
| Tax Bill | $3,038 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-5-0038.0000 |
| Primary APN | 13-5-0038.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,815 sqft Living Area |
| 1st Floor Area | 2,402 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 15,377 sqft (0.353 acres) |
| Lot Dimensions | 124 ft deep x 109 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00027431 |
|---|---|
| Street Address | 20 BAYBERRY ST |
| City | WINFIELD |
| State | WV |
| Zip | 25213-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 SEC A WINFIELD WAY SUBD |
| Legal Subdivision | WINFIELD WAY SUB |
| Legal Lot Number | 37 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20400 |
20 Bayberry St is owned and occupied by two individuals who bought it in June 2023.
Source: Putnam County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Balloon Mortgage PIONEER PLUS FEDERAL CREDIT UNION |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Sep 21, 2020 | Deed, Transfer |
| Nov 27, 2019 | Intrafamily Transfer, Transfer BESTITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Sep 21, 2020 · Amount on File |
| Deed Book / Page | 617 / 238 |
| Prior Transfer Date | Nov 22, 2019 |
| Prior Transfer Doc | 000582/459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | May 22, 2026 |
| Property Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
| Document Number | 1413000001 |
| Book / Page | 1413 / 1 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BESTITLE, BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
| Investor | Possibly a Property Investor |
| Document Number | 1413000001, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 1413/1 |
| Name | PIONEER PLUS FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 5, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.3% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Title Company | BESTITLE |
| Name | Verified Name |
|---|
| Document Number | 001229/735 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 1229/735 |
| Instrument | 004745420015 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Jun 14, 2023 |
| Property Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
| Document Number | 000617/238 |
| Book / Page | 617 / 238 |
| Map Reference | BK 25 PG 132 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 005487020003 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | BESTITLE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
| Document Number | 001345/894 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 1345/894 |
| Instrument | 005487030024 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Sep 21, 2020 |
| Property Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
| Document Number | 0000592/68 |
| Book / Page | 592 / 68 |
| Map Reference | DB 582 PG 459 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 004904650003 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,130.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Nov 27, 2019 |
| Property Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
| Document Number | 000582/459 |
| Book / Page | 582 / 459 |
| Map Reference | DB 535 PG 270 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 004745410002 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | BESTITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BAYBERRY ST, WINFIELD, WV 25213-9747 |
The 2026 property tax bill for 20 Bayberry St was $3,038, up 5.6% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Winfield Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,038.00 (+5.63%) | $206,100 (+7.18%) Land $53,100 Building $153,000 | $343,500 (+7.18%) Land $88,500 Building $255,000 |
| 2025 | $2,876.00 | $192,300 Land $48,720 Building $143,580 | $320,500 Land $81,200 Building $239,300 |
| 2023 | $2,391.00 (+1.74%) | $163,800 (+1.11%) Land $45,600 Building $118,200 | $273,000 (+1.11%) Land $76,000 Building $197,000 |
| 2022 | $2,350.00 | $162,000 Land $45,600 Building $116,400 | $270,000 Land $76,000 Building $194,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Bayberry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (1978–2001) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2001 · Severe Storms, Flooding And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Bayberry St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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