20 Bayberry Cir, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 20 Bayberry Cir, Millis, MA 02054

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 975 sqft · built 1970
Owner	Individual Name on Record
Last Sale	$370,000 (Nov 2023)
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Sep 2023 Refinance Nov 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILL M:029 B:000135T`

Property Details

APN / Parcel Number

Primary APN	`MILL M:029 B:000135T`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	975 sqft Living Area
Gross Area	1,474 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 BAYBERRY CIR
City	MILLIS
State	MA
Zip	02054-1607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	QUAIL HILL
Legal Block	135T
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	1
Census Block	1013
Census Tract	407102

Owner

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BAYBERRY CIR, MILLIS, MA 02054-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Nov 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Nov 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jul 30, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage UNITED NATIONS FCU
Jul 30, 2018	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Book / Page	41531 / 155
Transfer Doc	036178-432
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	20 BAYBERRY CIR, MILLIS, MA 02054-1607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041434-363
Date	Sep 29, 2023
Book Page	41434/363
Instrument	63482

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	20 BAYBERRY CIR, MILLIS, MA 02054-1607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042103-280
Date	Nov 13, 2024
Book Page	42103/280
Instrument	75227

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Nov 28, 2023
Property Address	20 BAYBERRY CIR, MILLIS, MA 02054-1607
Document Number	041531-155
Book / Page	41531 / 155
Instrument Date	Nov 28, 2023
Instrument	78446
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BAYBERRY CIR # 20, 20, MILLIS, MA 02054-1607

Mortgage

Document Number	0000078447
Date	Nov 28, 2023
Instrument	78447

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MILLIS MA
Recording Date	Jul 30, 2021
Property Address	20 BAYBERRY CIR, MILLIS, MA 02054-1607
Document Number	039689-285
Book / Page	39689 / 285
Instrument Date	Jul 30, 2021
Instrument	99962
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BAYBERRY CIR # 20, 20, MILLIS, MA 02054-1607

Mortgage

Document Number	0000099963
Date	Jul 30, 2021
Instrument	99963

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Aug 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Jul 30, 2018
Property Address	20 BAYBERRY CIR, MILLIS, MA 02054-1607
Document Number	036178-432
Book / Page	36178 / 432
Instrument	65592
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BAYBERRY CIR, MILLIS, MA 02054-1607

Mortgage

Document Number	0361780435
Date	Jul 30, 2018
Instrument	36178/0435

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,088.00 (+1.21%)	$371,200 (+1.34%) Building $371,200	$390,070 (+13.11%)
2024	$6,015.00 (+19.46%)	$366,300 (+27.23%) Building $366,300	$344,850
2023	$5,035.00	$287,900 Building $287,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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