St. Charles County property record for 20 Bauer Ln, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,479 sqft · built 1984 |
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,800 (Sep 2020) |
| Tax Bill | $2,808 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2023 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T070300730 |
| Primary APN | T070300730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| Gross Area | 3,420 sqft |
| 1st Floor Area | 1,479 sqft |
| Basement Area | 1,479 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 149,846 sqft (3.44 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Account Number | T070300730 |
|---|---|
| Street Address | 20 BAUER LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 SW1/4 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 311801 |
Source: St. Charles County records · APN T070300730
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2024 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| May 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Apr 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| May 16, 2019 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Sep 02, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Jan 04, 2017 | Warranty Deed, Transfer F&B ACQUISITION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Prior Sale | Sep 02, 2020 · Amount on Record |
| Deed Document Number | 202064315 |
| Prior Transfer Date | Nov 28, 2006 |
| Prior Transfer Doc | 0046341130 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Document Number | 0000005166 |
|---|---|
| Date | Feb 09, 2024 |
| Instrument | 2024R-005166 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Document Number | 0000019314 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023R-019314 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92816 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Document Number | 0000024518 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022R-024518 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0070750675 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 7075/0675 |
| Instrument | 20190516000234770 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 02, 2020 |
| Property Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Document Number | 0000064315 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 64315 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BAUER LN O FALLON MO 633661132, O FALLON, MO 63366-1132 |
| Document Number | 64316 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 64316 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 04, 2017 |
| Property Address | 20 BAUER LN, O FALLON, MO 63366-1132 |
| Document Number | 0066801415 |
| Book / Page | 006680 / 001415 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 6930 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 PRAIRIE LAKE CT FORISTELL MO 633481195, FORISTELL, MO 63348-1195 |
| Document Number | 66801418, |
|---|---|
| Date | Jan 04, 2017 |
| Book Page | 006680/001418 |
| Instrument | 6940 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 03, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,808.00 (+1.74%) | $46,062 (+4.65%) | $242,433 (+4.66%) Land $97,077 Building $145,356 |
| 2024 | $2,760.00 | ||
| 2023 | $44,014 | ||
| 2022 | $231,649 Land $85,656 Building $145,993 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low above 5% of the US · above 7% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures