20 Barrows Dr, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 20 Barrows Dr, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,001 sqft · built 1979
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$185,600 (Oct 2008)
Tax Bill$4,042 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNTOPM M:U02A L:124

Property Details

APN / Parcel Number

Primary APNTOPM M:U02A L:124
Alternative APN
  • 1931

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,001 sqft Living Area
Gross Area2,207 sqft
1st Floor Area1,001 sqft
Basement Area644 sqft
Unfinished Basement644 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1931
Street Address20 BARROWS DR
CityTOPSHAM
StateME
Zip04086-1303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number124
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group2
Census Block2040
Census Tract970302

Owner

20 Barrows Dr is owned and occupied by two individuals who bought it in October 2008.

Source: Sagadahoc County and Topsham Town records, as of May 19, 2026

Owner of Record2 Individual Names on File
Mailing Address20 BARROWS DR, TOPSHAM, ME 04086-1303
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2008 · Amount on File
Deed SaleOct 1, 2008 · Amount on File
Deed Book / Page3021 / 297
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address20 BARROWS DR, TOPSHAM, ME 04086-1303
Document Number0000006771
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedOct 8, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 BARROWN DR TOPSHAM ME 04086, TOPSHAM, ME 04086

Mortgage

Document Number0000006771
DateSep 14, 2020
Instrument6771
Lender
NameCUSO HM LNDG
AddressHAMPDEN, ME 04444
Agreement
AmountAmount on Record
Term360 Months
DueSep 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Barrows Dr was $4,042.

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,042.00$315,800 Land $68,400 Building $247,400
2023$3,766.00 (-0.21%)$277,300 (+5.96%) Land $60,400 Building $216,900
2022$3,774.00$261,700 Land $58,300 Building $203,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Barrows Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1987)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Barrows Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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