20 Barnard St, Buffalo, NY 14206 Property Records

Erie County and Buffalo City property record for 20 Barnard St, Buffalo, NY 14206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1955
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Nov 2023)
Tax Bill	$644 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 123.58-2-3`

Property Details

APN / Parcel Number

Primary APN	`140200 123.58-2-3`
Alternative APNs	`02001235800002003000` `10864500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	765 sqft
Upper Floors Area	393 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10864500
Street Address	20 BARNARD ST
City	BUFFALO
State	NY
Zip	14206-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	1O91. S CASIMIR
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1007
Census Tract	1900

Owner

20 Barnard St is owned and occupied by an individual who bought it in November 2023.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 BARNARD ST, BUFFALO, NY 14206-3501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage
Nov 13, 2023	Warranty Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Deed Document Number	20232023194731
Deed Book / Page	11424 / 3640
Prior Transfer Date	May 15, 2023
Prior Transfer Doc	0114172306
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Apr 10, 2026
Property Address	20 BARNARD ST, BUFFALO, NY 14206-3501
Document Number	0141953126
Book / Page	14195 / 3126
Instrument Date	Feb 9, 2024
Instrument	202667330
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BARNARD ST, BUFFALO, NY 14206-3501

Mortgage

Document Number	0000067330,
Date	Apr 10, 2026
Book Page	14195/3126
Instrument	202667330

Lender

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.66%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Nov 13, 2023
Property Address	20 BARNARD ST, BUFFALO, NY 14206-3501
Document Number	0114243640
Book / Page	11424 / 3640
Instrument Date	Nov 1, 2023
Instrument	2023194731
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 TOWERS BLVD, CHEEKTOWAGA, NY 14227-2542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 VOORHEES AVE, BUFFALO, NY 14214-1645

Mortgage

Document Number	0141101384
Date	Nov 13, 2023
Instrument	14110/1384

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0141101400
Date	Nov 13, 2023
Book Page	14110/1400
Instrument	2023194733

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Barnard St was $644, down 63.6% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$644.00 (-63.6%)
2025	$1,769.00 (+22.42%)	$195,000 (+119.1%) Land $17,000 Building $178,000	$195,000 (+34.75%) Land $17,000 Building $178,000
2024	$1,445.00 (+212.77%) Homeowner's exemption Senior Citizen's exemption	$89,000 (-) Land $7,800 Building $81,200	$144,715 (+13.82%) Land $12,683 Building $132,032
2023	$462.00 Homeowner's exemption Senior Citizen's exemption	$89,000 (-) Land $7,800 Building $81,200	$127,143 (+11.43%) Land $11,143 Building $116,000
2022		$89,000 Land $7,800 Building $81,200	$114,100 Land $10,000 Building $104,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Barnard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1987)
Most Recent Claim	Jun 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Barnard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: GoNetspeed.

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