Rensselaer County and Troy City property record for 20 Bank St, Troy, NY 12180
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 2 ba · 2,200 sqft · built 1890 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Oct 2018) |
| Tax Bill | $4,405 (2026) |
| Deeds & Mortgages | Oct 2018 Sale May 2017 Sale |
| APN | 381700 101.79-3-17 |
| Primary APN | 381700 101.79-3-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Total Area |
| 1st Floor Area | 1,100 sqft |
| 2nd Floor Area | 1,100 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 90.1 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 12 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1800140 |
|---|---|
| Street Address | 20 BANK ST |
| City | TROY |
| State | NY |
| Zip | 12180-4304 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TF |
| Legal Description | 2 STY FR HSE 466-22/EPT 12 LABERGE SVY 122085 |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 40702 |
20 Bank St, a duplex, is owned and occupied by an individual who bought it in October 2018.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 BANK ST, TROY, NY 12180-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2018 | Grant Deed, Transfer |
| May 9, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on File |
| Deed Sale | Oct 2, 2018 · Amount on File |
| Prior Sale | May 9, 2017 · Amount on File |
| Deed Document Number | 2018540681 |
| Deed Book / Page | 8643 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Oct 2, 2018 |
| Property Address | 20 BANK ST, TROY, NY 12180-4304 |
| Document Number | 0086430200 |
| Book / Page | 008643 / 000200 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 W 171ST ST NEW YORK NY 100322811, NEW YORK, NY 10032-2811 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | May 9, 2017 |
| Property Address | 20 BANK ST, TROY, NY 12180-4304 |
| Document Number | 0081680277 |
| Book / Page | 008168 / 000277 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13 SUNSET VIEW AVE TROY NY 121806527, TROY, NY 12180-6527 |
The 2026 property tax bill for 20 Bank St was $4,405, down 22.1% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,405.00 (-22.06%) | ||
| 2025 | $5,652.00 | $121,000 Land $8,400 Building $112,600 | $207,200 Land $14,384 Building $192,816 |
| 2023 | $121,000 (-) Land $8,400 Building $112,600 | $172,900 (+8.6%) Land $12,003 Building $160,897 | |
| 2022 | $5,481.00 | $121,000 Land $8,400 Building $112,600 | $159,211 Land $11,053 Building $148,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 20 Bank St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Bank St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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