20 Baltray Rd, Dover, DE 19904 Property Records

Kent County property record for 20 Baltray Rd, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,632 sqft · built 2007
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$133,393 (Sep 2025)
Tax Bill	$3,364 (2026)
Deeds & Mortgages	Jun 2021 Second Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-066.12-02-05.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-066.12-02-05.00-000`
Alternative APNs	`ED05066.120205.00/000` `7677`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,632 sqft Living Area
Basement Area	1,718 sqft
Unfinished Basement	1,718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Width	0.3 ft Width
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7677
Street Address	20 BALTRAY RD
City	DOVER
State	DE
Zip	19904-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	BALTRAY SUBDIV., LOT #5 20 BALTRAY ROAD
Legal Subdivision	BALTRAY SUBDIVISION
Legal Lot Number	5
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1010
Census Tract	40700

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BALTRAY RD, DOVER, DE 19904-9400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DOVER FCU
Sep 12, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 25, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Mar 23, 2015 · Amount on Record
Deed Document Number	2025520958
Deed Book / Page	13769 / 340
Prior Transfer Date	Jul 24, 2025
Prior Transfer Doc	0000520958
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	20 BALTRAY RD, DOVER, DE 19904-9400
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421700
Date	Jun 22, 2021
Book Page	11163/56
Instrument	2021-421700

Lender

Name	DOVER FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT DE
Recording Date	Sep 12, 2025
Property Address	20 BALTRAY RD, DOVER, DE 19904-9400
Document Number	0000520958
Book / Page	13769 / 340
Map Reference	MB 31 PG 77
Instrument Date	Jul 24, 2025
Instrument	2025-520958
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BALTRAY RD, DOVER, DE 19904-9400

Mortgage

Document Number	0000520959
Date	Sep 12, 2025
Instrument	2025-520959

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	20 BALTRAY RD, DOVER, DE 19904-9400
Document Number	0000373285
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 BALTRAY RD DOVER DE 199049400, DOVER, DE 19904-9400

Mortgage

Document Number	0000373285
Date	Nov 12, 2019
Book Page	009868/000215
Instrument	373285

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 11, 2046

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	20 BALTRAY RD, DOVER, DE 19904-9400
Document Number	0000325796
Book / Page	008778 / 000141
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 BALTRAY RD DOVER DE 199049400, DOVER, DE 19904-9400

Mortgage

Document Number	0000325796
Date	Sep 5, 2017
Book Page	008778/000141
Instrument	325796

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,364.00 (+5.85%)	$540,700 (-) Land $137,500 Building $403,200
2025	$3,178.00 (+5.34%)	$540,700 (+427.51%) Land $137,500 Building $403,200
2023	$3,017.00	$102,500 Land $15,800 Building $86,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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