20 Baldwin St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 20 Baldwin St, Worcester, MA 01604 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage952 sqft Living Area
Lot Size6,302 sqft (0.145 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2022)
Tax Bill$5,029.00 (2025)

Property Details

APN / Parcel Number

Primary APN34-019-026-2
Alternative APNs
  • WORC M:34 B:019 L:026-2
  • M:34 B:019 L:026=2

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area952 sqft Living Area
Gross Area2,024 sqft Gross Area
1st Floor952 sqft 1st Floor
Basement Area1,144 sqft Basement
Unfinished Basement1,144 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,302 sqft (0.145 acres)
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number34-019-026-2
Street Address20 BALDWIN ST
CityWORCESTER
StateMA
Zip01604-2418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block19
Legal Lot Number26-2
JurisdictionWORCESTER MA
Minor Civil DivisionWORCESTER
Census Blockgroup1
Census Block1017
Census Tract732301

Owner

Source: Worcester County and Worcester City records · APN 34-019-026-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 BALDWIN ST, WORCESTER, MA 01604-2418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Oct 31, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
NFM LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleApr 22, 2008
Deed Book / Page68428 / 105
Transfer Doc49646-282
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address20 BALDWIN ST, WORCESTER, MA 01604-2418
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065936-200
DateAug 30, 2021
Book Page65936/200
Instrument121173
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 01, 2046
Interest
Rate TypeAdjustable Rate

October 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionWORCESTER MA
Recording DateOct 31, 2022
Property Address20 BALDWIN ST, WORCESTER, MA 01604-2418
Document Number068428-105
Book / Page68428 / 105
Instrument DateOct 31, 2022
Instrument117801
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 BALDWIN ST, WORCESTER, MA 01604-2418

Mortgage

Document Number0000117802
DateOct 31, 2022
Instrument117802
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,029.00 (+12.86%)$381,252 (+22.68%) Land $110,852 Building $270,400
2023$4,456.00$310,758 Land $96,358 Building $214,400

Flood & Wildfire

20 Baldwin St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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