Buncombe County property record for 20 Baldwin Ct, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,394 sqft · built 1968 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $392,500 (Feb 2022) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 729983-2020-202 |
| Primary APN | 729983-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 2,466 sqft |
| 1st Floor Area | 1,233 sqft |
| Basement Area | 1,233 sqft |
| Finished Basement | 1,161 sqft |
| Unfinished Basement | 72 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Area | 192 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 729983-2020-202 |
|---|---|
| Street Address | 20 BALDWIN CT |
| City | ARDEN |
| State | NC |
| Zip | 28704-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | SUBDIV: ARDEN ACRES BLOCK: LOT: PT G SECTION: PLAT: 0037-0115 |
| Legal Subdivision | ARDEN ACRES |
| Legal Block | 1 |
| Legal Lot Number | G |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 2205 |
Source: Buncombe County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 BALDWIN CT, ARDEN, NC 28704-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Sep 28, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC |
| Dec 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 30, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on Record |
| Deed Sale | Feb 24, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Deed Book / Page | 6188 / 1423 |
| Prior Transfer Date | Dec 16, 2020 |
| Prior Transfer Doc | 0059960868 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 20 BALDWIN CT, ARDEN, NC 28704-9524 |
| Document Number | 0061881423 |
| Book / Page | 6188 / 1423 |
| Instrument Date | Feb 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 419 MOUNTAIN SPRING LN, 419, CANTON, NC 28716-7205 |
| Name | Verified Name |
|---|---|
| Address | 20 BALDWIN CT, ARDEN, NC 28704-9524 |
| Document Number | 0061881426 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 6188/1426 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 20 BALDWIN CT, ARDEN, NC 28704-9524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055941973 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 5594/1973 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.87% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 21, 2020 |
| Property Address | 20 BALDWIN CT, ARDEN, NC 28704-9524 |
| Document Number | 0059960868 |
| Book / Page | 5996 / 868 |
| Map Reference | MB 999 PG 111 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BALDWIN CT, ARDEN, NC 28704-9524 |
| Document Number | 5996870 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 5996/870 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 30, 2019 |
| Property Address | 20 BALDWIN CT, ARDEN, NC 28704-9524 |
| Document Number | 0058271952 |
| Book / Page | 005827 / 001952 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BALDWIN CT ARDEN NC 287049524, ARDEN, NC 28704-9524 |
| Document Number | 58271955 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 005827/001955 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 (-31.31%) | $191,400 (-34.36%) Land $47,600 Building $143,800 | $191,400 (-34.36%) Land $47,600 Building $143,800 |
| 2024 | $1,795.00 (+3.34%) | ||
| 2023 | $1,737.00 | $291,600 | $291,600 (+52.35%) Land $47,600 Building $244,000 |
| 2021 | $191,400 Land $47,600 Building $143,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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