Essex County and Methuen City property record for 20 Ayer St, Methuen, MA 01844
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,660 sqft · built 2004 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Jul 2025) |
| Tax Bill | $6,393 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Feb 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | METH M:01113 B:00109T L:00007 |
| Primary APN | METH M:01113 B:00109T L:00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| Gross Area | 3,478 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9932 |
|---|---|
| Street Address | 20 AYER ST |
| City | METHUEN |
| State | MA |
| Zip | 01844-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Block | 109T |
| Legal Lot Number | 7 |
| Jurisdiction | METHUEN MA |
| Township / Civil Division | METHUEN TOWN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 252601 |
20 Ayer St is owned and occupied by two individuals who bought it in July 2025.
Source: Essex County and Methuen City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 AYER ST, METHUEN, MA 01844-6101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC |
| Feb 4, 2021 | Deed of Trust, Mortgage · Line of Credit JEANNE D ARC CU |
| Jul 11, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Nov 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Jun 18, 2014 · Amount on File |
| Deed Document Number | 202511541 |
| Deed Book / Page | 18328 / 266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 20 AYER ST, METHUEN, MA 01844-6101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017269-244 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 17269/244 |
| Instrument | 40495 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 20 AYER ST, METHUEN, MA 01844-6101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 016753-339 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 16753/339 |
| Instrument | 4106 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | METHUEN MA |
| Recording Date | Jul 11, 2025 |
| Property Address | 20 AYER ST, METHUEN, MA 01844-6101 |
| Document Number | 018328-266 |
| Book / Page | 18328 / 266 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 11541 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 AYER ST, METHUEN, MA 01844-6101 |
| Document Number | 0000011542 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 11542 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 20 AYER ST, METHUEN, MA 01844-6101 |
| Document Number | 15311-199 |
| Book / Page | 015311 / 000199 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 15311-199 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 015311/000199 |
| Instrument | 31045 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Nov 28, 2044 |
The 2026 property tax bill for 20 Ayer St was $6,393, up 4.3% from the year before.
Source: Essex County and Methuen City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Methuen City |
| Unified School District | Methuen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,393.00 (+4.27%) | $614,700 (+6.07%) Land $215,600 Building $399,100 | $685,732 (+1.52%) |
| 2025 | $6,131.00 (-0.08%) | $579,500 (+2.57%) Land $207,200 Building $372,300 | $675,450 |
| 2024 | $6,136.00 (+3.67%) | $565,000 (+11.68%) Land $189,000 Building $376,000 | |
| 2023 | $5,919.00 | $505,900 Land $168,000 Building $337,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Ayer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ayer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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