20 Augusta Loop, North East, MD 21901 Property Records

Cecil County property record for 20 Augusta Loop, North East, MD 21901

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,840 sqft · built 2008
Lot Size0.2 acres (8,694 sqft)
Owner2 Individual Names on File
Last Sale$422,500 (Jun 2026)
Tax Bill$5,027 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-127602

Property Details

APN / Parcel Number

Primary APN05-127602
Alternative APN
  • 127602

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,840 sqft Total Area
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,694 sqft (0.2 acres)
Garage TypeMixed
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Patio Area508 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number127602
Street Address20 AUGUSTA LOOP
CityNORTH EAST
StateMD
Zip21901-3842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 40 - .2 ACRE 20 AUGUSTA LOOP THE COURTS OF MALLORY
Legal SubdivisionTHE COURTS OF MALLORY
Legal Lot Number40
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group2
Census Block2013
Census Tract30903

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed, Transfer · VA Mortgage
HOME MORTGAGE CORPORATION
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Feb 5, 2018Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleFeb 5, 2018 · Amount on Record
Deed Book / Page5811 / 6
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJun 30, 2026
Property Address20 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
Document Number5811000006
Book / Page5811 / 6
Instrument DateJun 22, 2026
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyKIRSH TITLE SERVICES, KIRSH TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$426,725.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 AUGUSTA LOOP, NORTH EAST, MD 21901-3842

Mortgage

Document Number5811000011,
DateJun 30, 2026
Book Page5811/11
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address20 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyENEAVOR TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047260236
DateNov 13, 2020
Book Page4726/236
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateFeb 5, 2018
Property Address20 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
Document Number0041990040
Book / Page4199 / 040
Map ReferenceMB P PL88-93
Instrument DateJan 12, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyHOMELAD TITLE & ESCROW LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Al (and Others)
Address20 AUGUSTA LOOP, NORTH EAST, MD 21901-3842

Mortgage

Document Number0000419947
DateFeb 5, 2018
Instrument4199/47
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityNorth East Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,600 (+7.56%) Land $73,700 Building $246,900$320,600 (-) Land $73,700 Building $246,900
2025$5,027.00 (+38.98%)$298,067 (+17.81%)$320,600 (+26.72%) Land $73,700 Building $246,900
2023$3,617.00$253,000 Land $73,700 Building $179,300$253,000 Land $73,700 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1979–2015)
Claims Outside the SFHA7 of 22
Most Recent ClaimOct 2015 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH EAST
serves 8,600 people · EPA ID MD0070016
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureOrganic carbon removal
Jan 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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