20 Aubrey St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 20 Aubrey St, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,609 sqft · built 1928
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Dec 2024)
Tax Bill	$9,429 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00402-0000-00056`

Property Details

APN / Parcel Number

Primary APN	`18-00402-0000-00056`
Alternative APNs	`1800123M00020` `180040200056`

Interior

Stories	2 Stories
Building Area	1,609 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1800123M00020
Street Address	20 AUBREY ST
City	SUMMIT
State	NJ
Zip	07901-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	MARY T MARTIN
Legal Block	402
Legal Lot Number	56
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1012
Census Tract	37700

Owner

Source: Union County and Summit City records · APN 18-00402-0000-00056

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 WHITE OAK RIDGE RD, SHORT HILLS, NJ 07078-1232
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2024 · Amount on Record
Deed Sale	Dec 04, 2024 · Amount on Record
Prior Sale	Oct 02, 2014 · Amount on Record
Deed Document Number	202442503
Deed Book / Page	6565 / 2105
Prior Transfer Date	Aug 02, 2006
Prior Transfer Doc	0055980044
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 AUBREY ST, SUMMIT, NJ 07901-1409
Transaction Type	Mortgage
Record Updated	Mar 09, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 WHITE OAK RIDGE RD, SHORT HILLS, NJ 07078-1232
Investor	Possibly a Property Investor

Mortgage

Document Number	0157622558
Date	Feb 20, 2026
Book Page	15762/2558
Instrument	88804

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 01, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900 (-) Land $80,500 Building $130,400	$210,900 (-) Land $80,500 Building $130,400
2025	$9,429.00 (+2.63%)	$210,900 (-) Land $80,500 Building $130,400	$210,900 (-) Land $80,500 Building $130,400
2024	$9,187.00 (+1.72%)
2023		$210,900 Land $80,500 Building $130,400	$210,900 Land $80,500 Building $130,400
2022	$9,032.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum Communications.

Based on FCC filings for 257 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.