East Lyme Town property record for 20 Atlantic St, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1944 |
| Square Footage | 2,738 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $765,000 (2020) |
| Tax Bill | $18,991.00 (2025) |
| Primary APN | ELYM M:011.4 B:00179 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 2,738 sqft Living Area |
| Gross Area | 5,404 sqft Gross Area |
| 1st Floor | 1,268 sqft 1st Floor |
| Attic Area | 672 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 1,008 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Conventional Style |
| Exterior Material | Stone Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,761 sqft (0.27 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 3981 |
|---|---|
| Street Address | 20 ATLANTIC ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3119 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 179 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:011.4 B:00179 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ATLANTIC ST, NIANTIC, CT 06357-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance FIGURE LENDING LCC |
| Mar 06, 2026 | Deed of Trust, Mortgage QUORUM FEDERAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on Record |
| Deed Sale | Jul 13, 2020 · Amount on Record |
| Prior Sale | Apr 15, 2016 · Amount on Record |
| Deed Book / Page | 1033 / 690 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 20 ATLANTIC ST, NIANTIC, CT 06357-3119 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001105-253 |
|---|---|
| Date | Jan 09, 2024 |
| Book Page | 1105/253 |
| Instrument | 63 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 20 ATLANTIC ST, NIANTIC, CT 06357-3119 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001131-601 |
|---|---|
| Date | Mar 06, 2026 |
| Book Page | 1131/601 |
| Instrument | 603 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 01, 2041 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,991.00 | $678,020 (-) Land $398,650 Building $279,370 | $474,614 Land $279,055 Building $195,559 |
| 2024 | $18,991.00 (+12.58%) | ||
| 2023 | $16,869.00 (+4.36%) | $678,020 (-) Land $398,650 Building $279,370 | |
| 2022 | $16,164.00 | $678,020 Land $398,650 Building $279,370 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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