Essex County and Gloucester City property record for 20 Atlantic St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1920 |
| Lot Size | 0.404 acres (17,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Mar 2021) |
| Tax Bill | $4,263 (2025) |
| Deeds & Mortgages | May 2024 Refinance Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0242 B:0058 L:0000 |
| Primary APN | GLOU M:0242 B:0058 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 1,096 sqft |
| 1st Floor Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 17,620 sqft (0.404 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 ATLANTIC ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ATLANTIC ST GLOUCESTER |
| Legal Block | 58 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records · APN GLOU M:0242 B:0058 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 ATLANTIC ST, GLOUCESTER, MA 01930-1622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 22, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Mar 03, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2021 · Amount on Record |
| Deed Sale | Mar 03, 2021 · Amount on Record |
| Prior Sale | May 31, 2012 · Amount on Record |
| Deed Book / Page | 39599 / 326 |
| Last Transfer Date | May 17, 2024 |
| Transfer Doc | 042128-160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | May 22, 2024 |
| Property Address | 20 ATLANTIC ST, GLOUCESTER, MA 01930-1622 |
| Document Number | 042128-160 |
| Book / Page | 42128 / 160 |
| Instrument Date | May 17, 2024 |
| Instrument | 20240522000610 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 ATLANTIC ST, GLOUCESTER, MA 01930-1622 |
| Document Number | 20240522000620 |
|---|---|
| Date | May 22, 2024 |
| Instrument | 20240522000620 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Mar 03, 2021 |
| Property Address | 20 ATLANTIC ST, GLOUCESTER, MA 01930-1622 |
| Document Number | 039599-326 |
| Book / Page | 39599 / 326 |
| Instrument Date | Mar 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 ATLANTIC ST, GLOUCESTER, MA 01930-1622 |
| Investor | Possibly a Property Investor |
| Document Number | 0039599329 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 39599/329 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 01, 2031 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,263.00 (+3.05%) | $438,600 (+3.15%) Land $209,500 Building $229,100 | |
| 2024 | $4,137.00 (-0.12%) | $425,200 (+8.72%) Land $199,500 Building $225,700 | $458,470 |
| 2023 | $4,142.00 | $391,100 Land $178,100 Building $213,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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