Mobile County property record for 20 Ashley Dr, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,082 sqft · built 1991 |
| Lot Size | 0.431 acres (18,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Oct 2023) |
| Tax Bill | $2,018 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022806231002010 |
| Primary APN | R022806231002010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,803 sqft (0.431 acres) |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 543585 |
|---|---|
| Street Address | 20 ASHLEY DR |
| City | MOBILE |
| State | AL |
| Zip | 36608-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 65 OF SEC 2 OF THE SUB CALLED YESTER OAKS SUB REC MBK 10/29 #SEC 23 T4S R2W #MP28 06 23 1 002 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 23 |
| Legal Subdivision | YESTER OAKS |
| Legal Lot Number | 65 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 3302 |
20 Ashley Dr is owned and occupied by two individuals who bought it in October 2023.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ASHLEY DR, MOBILE, AL 36608-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Oct 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on File |
| Deed Sale | Oct 24, 2023 · Amount on File |
| Deed Document Number | 202363107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 20 ASHLEY DR, MOBILE, AL 36608-1804 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20 ASHLEY DR, MOBILE, AL 36608-1804 |
| Document Number | 0000024593 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024024593 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 3254 DAUPHIN ST, MOBILE, AL 36606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 4, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Oct 24, 2023 |
| Property Address | 20 ASHLEY DR, MOBILE, AL 36608-1804 |
| Document Number | 0000063107 |
| Map Reference | MB 10 PG 29 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023063107 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 SPANISH FORT BLVD APT 135, 135, DAPHNE, AL 36527-5007 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 ASHLEY DR, MOBILE, AL 36608-1804 |
| Document Number | 0000063108 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023063108 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2038 |
The 2025 property tax bill for 20 Ashley Dr was $2,018 with exemptions applied, up 23.7% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,018.00 (+23.65%) Homeowner's exemption Senior Citizen's exemption | $35,960 (+23.28%) Land $10,000 Building $25,960 | $359,600 (+23.28%) Land $100,000 Building $259,600 |
| 2024 | $1,632.00 (+8.58%) Homeowner's exemption Senior Citizen's exemption | $29,170 (+8.4%) Land $10,000 Building $19,170 | $291,700 (+8.4%) Land $100,000 Building $191,700 |
| 2023 | $1,503.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $26,910 Land $10,000 Building $16,910 | $269,100 Land $100,000 Building $169,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Ashley Dr in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 29 (1978–2024) |
| Claims Outside the SFHA | 21 of 29 |
| Most Recent Claim | Jul 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ashley Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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