20 Armand Pl, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 20 Armand Pl, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,302 sqft · built 1982
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Trust Names on File
Last Sale	$815,000 (Dec 2021)
Tax Bill	$14,629 (2025)
Deeds & Mortgages	Nov 2025 Transfer Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D120035`

Property Details

APN / Parcel Number

Primary APN	`D120035`
Alternative APN	`RIDG M:D12 B:0035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,302 sqft Living Area
Basement Area	1,934 sqft
Unfinished Basement	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	D120035
Street Address	20 ARMAND PL
City	RIDGEFIELD
State	CT
Zip	06877-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	35
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3000
Census Tract	245600

Owner

20 Armand Pl is owner-occupied and held in a trust since November 2025.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 ARMAND PL, RIDGEFIELD, CT 06877-3001
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Jul 10, 2008 · Amount on File
Deed Book / Page	1134 / 1145
Last Transfer Date	Nov 14, 2025
Transfer Doc	001185-435
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Nov 18, 2025
Property Address	20 ARMAND PL, RIDGEFIELD, CT 06877-3001
Document Number	001185-435
Book / Page	1185 / 435
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ARMAND PL, RIDGEFIELD, CT 06877-3001

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Dec 1, 2021
Property Address	20 ARMAND PL, RIDGEFIELD, CT 06877-3001
Document Number	01134-1145
Book / Page	1134 / 1145
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ARMAND PL, RIDGEFIELD, CT 06877-3001

Mortgage

Document Number	0011341147
Date	Dec 1, 2021
Instrument	1134/1147

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Armand Pl was $14,629.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,629.00	$534,100 Land $297,570 Building $236,530	$373,870 Land $208,299 Building $165,571
2024	$14,629.00 (+6.12%)
2023	$13,785.00 (-16.67%)	$534,100 (-8.21%) Land $297,570 Building $236,530
2022	$16,542.00	$581,860 Land $245,040 Building $336,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Armand Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Armand Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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