Essex County and Andover Town property record for 20 Argyle St, Andover, MA 01810
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,511 sqft · built 1829 |
| Lot Size | 0.181 acres (7,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $383,100 (Jul 2013) |
| Tax Bill | $10,791 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00036 B:00050 L:00000 |
| Primary APN | ANDO M:00036 B:00050 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,511 sqft Living Area |
| Gross Area | 4,066 sqft |
| Basement Area | 1,555 sqft |
| Unfinished Basement | 1,555 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1829 |
|---|---|
| Effective Year Built | Effective 1829 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,880 sqft (0.181 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 ARGYLE ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-2707 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SRA |
| Legal Block | 50 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 254100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Shawsheen Village Historic District listed 1979 · 268 contributing resources · NRIS 79000328 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Andover Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 BALMORAL ST, ANDOVER, MA 01810-2725 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Dec 4, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on Record |
| Deed Sale | Jul 11, 2013 · Amount on Record |
| Deed Book / Page | 13548 / 33 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 20 ARGYLE ST, ANDOVER, MA 01810-2707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16435-254 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 16435/254 |
| Instrument | 20467 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Dec 4, 2017 |
| Property Address | 20 ARGYLE ST, ANDOVER, MA 01810-2707 |
| Document Number | 15318-244 |
| Book / Page | 015318 / 000244 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 31631 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ARGYLE ST ANDOVER MA 018102707, ANDOVER, MA 01810-2707 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,791.00 (-3.14%) | $864,000 (-0.12%) Land $509,300 Building $354,700 |
| 2024 | $11,141.00 (+12.91%) | $865,000 (+19.76%) Land $466,600 Building $398,400 |
| 2023 | $9,867.00 | $722,300 Land $420,200 Building $302,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Nearby Flood Policies | 274 units insured incl. 244 condo units |
| Nearby Flood Claims | 87 (1982–2023) |
| Claims Outside the SFHA | 11 of 87 |
| Most Recent Claim | Mar 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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