Norfolk County and Needham Town property record for 20 Ardmore Rd, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 1,804 sqft · built 2013 |
| Lot Size | 0.531 acres (23,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,515,000 (Feb 2014) |
| Tax Bill | $23,802 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:1060003300000 |
| Primary APN | M:1060003300000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 4,700 sqft |
| 1st Floor Area | 1,804 sqft |
| Basement Area | 1,752 sqft |
| Unfinished Basement | 252 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,130 sqft (0.531 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 20 ARDMORE RD |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 33 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 403502 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 ARDMORE RD, NEEDHAM HEIGHTS, MA 02494-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · ARM BOSTON PRIVATE BANK & TRUST COMPANY |
| Jan 26, 2022 | Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO |
| Sep 25, 2017 | Deed of Trust, Mortgage BOSTON PRIVATE BANK & TRUST |
| Sep 25, 2017 | Deed of Trust, Mortgage · ARM BOSTON PRIVATE BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2014 · Amount on Record |
| Deed Sale | Feb 12, 2014 · Amount on Record |
| Prior Sale | Jul 1, 2013 · Amount on Record |
| Deed Book / Page | 32069 / 422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 ARDMORE RD, NEEDHAM, MA 02494-1832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039384-444 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 39384/444 |
| Instrument | 62192 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.63% |
| Type Change Date | Jun 1, 2026 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 ARDMORE RD, NEEDHAM, MA 02494-1832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040270-399 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 40270/399 |
| Instrument | 7672 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 1, 2029 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 ARDMORE RD, NEEDHAM, MA 02494-1832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35466-390 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 35466/390 |
| Instrument | 90869 |
| Name | BOSTON PRIVATE BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 ARDMORE RD, NEEDHAM, MA 02494-1832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35466-371 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 35466/371 |
| Instrument | 90868 |
| Name | BOSTON PRIVATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,802.00 (+7.69%) | $2,245,500 (+32.48%) Land $769,200 Building $1,476,300 | $2,599,485 (+1.36%) |
| 2024 | $2,564,525 | ||
| 2023 | $22,103.00 | $1,695,000 Land $497,700 Building $1,197,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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