20 Apple Ln, Surry, ME 04684 Property Records

Hancock County and Surry Town property record for 20 Apple Ln, Surry, ME 04684

Property Summary

Property Type	Single Family Home
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on Record
Last Sale	$207,800 (Aug 2020)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SURY M:010 L:003`

Property Details

APN / Parcel Number

Primary APN	`SURY M:010 L:003`
Alternative APN	`410`

Exterior

Architectural Style	Multi-Family
Lot Area	191,664 sqft (4.4 acres)

Location & Zoning

Account Number	410
Street Address	20 APPLE LN
City	SURRY
State	ME
Zip	04684-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	3
Jurisdiction	SURRY ME
Township / Civil Division	SURRY
Census Block Group	2
Census Block	2006
Census Tract	966300

Owner

Source: Hancock County and Surry Town records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 APPLE LN, SURRY, ME 04684-3345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage SEABOARD FEDERAL CREDIT UNION
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Aug 31, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Mar 10, 2017	Deed of Trust, Mortgage MEGASTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	202032991
Deed Book / Page	7050 / 737
Transfer Doc	0067280288
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Recording Date	Sep 18, 2026
Property Address	20 APPLE LN, SURRY, ME 04684-3345
Document Number	0000012330
Book / Page	7470 / 658
Instrument Date	Sep 8, 2026
Instrument	202612330
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 APPLE LN, SURRY, ME 04684-3345

Mortgage

Document Number	0000012330,
Date	Sep 18, 2026
Book Page	7470/658
Instrument	202612330

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	20 APPLE LN, SURRY, ME 04684-3345
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072270144
Date	Aug 24, 2022
Book Page	7227/144
Instrument	2022012512

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	265 Months
Due	Sep 1, 2044

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY ME
Recording Date	Aug 31, 2020
Property Address	20 APPLE LN, SURRY, ME 04684-3345
Document Number	0070500737
Book / Page	7050 / 737
Instrument Date	Aug 31, 2020
Instrument	2020032991
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BEECHLAND RD APT 2, 2, ELLSWORTH, ME 04605-2573

Mortgage

Document Number	2020032992
Date	Aug 31, 2020
Instrument	2020032992

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	20 APPLE LN, SURRY, ME 04684-3345
Document Number	0000003180
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 APPLE LN SURRY ME 046843345, SURRY, ME 04684-3345

Mortgage

Document Number	0000003180
Date	Mar 10, 2017
Instrument	3180

Lender

Name	MEGASTAR FIN'L
Type	Funding / Finance Company
Address	DENVER

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

Source: Hancock County and Surry Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Surry Town
Unified School District	Surry (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,152.00	$204,600 (-) Land $61,900 Building $142,700
2024	$2,152.00 (+16.2%)	$204,600 (-) Land $61,900 Building $142,700
2023	$1,852.00 (+11.23%)	$204,600 (-) Land $61,900 Building $142,700
2022	$1,665.00	$204,600 Land $61,900 Building $142,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2005–2006)
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Premium Choice Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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