20 Apache Trl, Santa Fe, NM 87505 Property Records

Santa Fe County property record for 20 Apache Trl, Santa Fe, NM 87505

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 3,445 sqft · built 2000
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Tax Bill$4,608 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Nov 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN128310138

Property Details

APN / Parcel Number

Primary APN128310138

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,445 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeWood
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area392 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant

Location & Zoning

Street Address20 APACHE TRL
CitySANTA FE
StateNM
Zip87505-9574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 3, 5.00 AC, S2 T15N R10E ;PM1-059-090-153-040
Legal Range10E
Legal Township15N
Legal Section11
Legal Tract3
JurisdictionSANTA FE NM
Township / Civil DivisionSANTA FE SOUTH
Census Block Group2
Census Block2056
Census Tract10800

Owner

20 Apache Trl is owned and occupied by an individual who acquired it in July 2021.

Source: Santa Fe County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20 APACHE TRL, SANTA FE, NM 87505-9574
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · Line of Credit
BAXTER CREDIT UNION
Nov 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAXTER CU
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU
Jul 2, 2021Quit Claim Deed, Transfer
Quitclaim
Jul 12, 2018Warranty Deed, Transfer · Conventional Mortgage
GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2018
Deed SaleJul 12, 2018
Prior SaleJul 13, 2007
Deed Document Number0001862453
Last Transfer DateJul 2, 2021
Transfer Doc0001958347
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA FE NM
Recording DateAug 25, 2026
Property Address20 APACHE TRL, SANTA FE, NM 87505-9574
Document Number0002090437
Instrument DateAug 17, 2026
Instrument20262090437
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address20 APACHE TRL, SANTA FE, NM 87505-9574

Mortgage

Document Number0002090437,
DateAug 25, 2026
Instrument20262090437
Lender
NameBAXTER CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 30, 2036
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA FE NM
Property Address20 APACHE TRL, SANTA FE, NM 87505-9574
Transaction TypeMortgage
Record UpdatedDec 4, 2023
Title CompanyNOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002024038
DateNov 27, 2023
Instrument2024038
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueNov 30, 2043
Interest
Rate TypeAdjustable Rate
Rate6.87%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2028
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.87%
Index12-Month MTA
Max Rate11.8%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA FE NM
Property Address20 APACHE TRL, SANTA FE, NM 87505-9574
Transaction TypeMortgage
Record UpdatedOct 8, 2021
Title CompanyPRIMA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PACHE TRAIUL, SANTA FE, NM 87505

Mortgage

Document Number0001967080
DateSep 29, 2021
Instrument1967080
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA FE NM
Recording DateJul 2, 2021
Property Address20 APACHE TRL, SANTA FE, NM 87505-9574
Document Number0001958347
Map ReferenceMB92PG15DOC470966
Instrument DateJun 29, 2021
Instrument1958347
Transaction TypeTransfer
Record UpdatedJul 14, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address15537 STATE HIGHWAY 64 W, 15537, TYLER, TX 75704-6449

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 APACHE TRL, SANTA FE, NM 87505-9574

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA FE NM
Recording DateJul 12, 2018
Property Address20 APACHE TRL, SANTA FE, NM 87505-9574
Document Number0001862453
Map ReferenceMB92 PG15 DOC470966
Instrument DateJul 11, 2018
Instrument1862453
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPRIMA TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 APACHE TRL, SANTA FE, NM 87505-9574

Mortgage

Document Number0001862455
DateJul 12, 2018
Instrument1862455
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20 Apache Trl was $4,608, up 2.1% from the year before.

Source: Santa Fe County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateNew Mexico
CountySanta Fe County
Unified School DistrictSanta Fe Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,608.00 (+2.11%)$221,525 (+3%) Land $35,452 Building $186,073$664,574 (+3%) Land $106,359 Building $558,215
2024$4,513.00 (-0.09%)$215,073 (+3%) Land $34,420 Building $180,653$645,219 (+3%) Land $103,262 Building $541,957
2023$4,517.00$208,809 Land $33,418 Building $175,391$626,427 Land $100,255 Building $526,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Apache Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Apache Trl is high, ranking above 74% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of New Mexico
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
NMSurf
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Apache Trl

Nearby Streets

Search Property Records by Address or Parcel Number