20 Angel Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 20 Angel Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1981
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2024)
Tax Bill	$590 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551300813397000`

Property Details

APN / Parcel Number

Primary APN	`551300813397000`
Alternative APNs	`47492` `57662`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	298 ft deep x 265 ft wide
Garage Area	376 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57662
Street Address	20 ANGEL LN
City	MURPHY
State	NC
Zip	28906-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 44 R E KUYKENDALL SUB 1583/1085
Legal Subdivision	KUYKENDALL SUB
Legal Lot Number	44
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3020
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 ANGEL LN, MURPHY, NC 28906-3650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 29, 2018	Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	2054
Deed Book / Page	1755 / 1398
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	20 ANGEL LN, MURPHY, NC 28906-3650
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ANGEL LN, MURPHY, NC 28906-3650

Mortgage

Document Number	01755/1401
Date	Apr 30, 2024
Book Page	1755/1401
Instrument	2055

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 29, 2018
Property Address	20 ANGEL LN, MURPHY, NC 28906-3650
Document Number	01583/1085
Book / Page	01583 / 1085
Instrument Date	Mar 20, 2018
Instrument	01502
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2419 BRENTWOOD DR, CLEARWATER, FL 33764-4945

Mortgage

Document Number	01503
Date	Mar 29, 2018
Instrument	01503

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.72%
Type Change Date	Apr 1, 2023
Min Rate At Change	5.72%
Max Rate At Change	2.25%
Index	1-Year LIBOR
Max Rate	9.72%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$590.00	$71,620 (-)	$71,620 (-) Land $10,000 Building $61,620
2023		$71,620	$71,620 Land $10,000 Building $61,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Frontier, Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Angel Ln

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