20 Andrews Rd, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 20 Andrews Rd, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,095 sqft · built 2001
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jul 2024)
Tax Bill	$6,203 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:2 L:6-2`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:2 L:6-2`
Alternative APNs	`M:2 L:6=2` `20060020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	2,346 sqft
1st Floor Area	1,095 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20060020
Street Address	20 ANDREWS RD
City	BIDDEFORD
State	ME
Zip	04005-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	6-2
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	3
Census Block	3027
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 GREEN ST, UT2, BIDDEFORD, ME 04005-3139
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Nov 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jun 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAWIN CAPITAL LLC
Apr 4, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	202420684
Deed Book / Page	19469 / 306
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	20 ANDREWS RD, BIDDEFORD, ME 04005-9426
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191570599
Date	Nov 22, 2022
Book Page	19157/599
Instrument	2022049198

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Nov 1, 2022
Property Address	20 ANDREWS RD, BIDDEFORD, ME 04005-9426
Document Number	0191440945
Book / Page	19144 / 945
Instrument Date	Oct 27, 2022
Instrument	2022046574
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	20 ANDREWS RD, BIDDEFORD, ME 04005-9426

Mortgage

Document Number	2022046575
Date	Nov 1, 2022
Instrument	2022046575

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 23, 2022
Property Address	20 ANDREWS RD, BIDDEFORD, ME 04005-9426
Document Number	0190550251
Book / Page	19055 / 251
Instrument Date	Jun 22, 2022
Instrument	2022026773
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 ELM ST, BIDDEFORD, ME 04005-3027

Mortgage

Document Number	2022026774
Date	Jun 23, 2022
Instrument	2022026774

Lender

Name	SAWIN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Apr 4, 2022
Property Address	20 ANDREWS RD, BIDDEFORD, ME 04005-9426
Document Number	0189930828
Book / Page	18993 / 828
Instrument Date	Mar 24, 2022
Instrument	2022015046
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # STE10, STE10, IRVINE, CA 92618-2132

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,203.00 (+4.94%)	$415,200 (-0.12%) Land $149,200 Building $266,000
2024	$5,911.00 (+24.42%)	$415,700 (+14.8%) Land $149,200 Building $266,500
2023	$4,751.00 (+3.92%)	$362,100 (+29.97%) Land $149,200 Building $212,900	$514,615
2022	$4,572.00	$278,600 Land $63,100 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Fidium Fiber, T-Mobile.

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