20 Anawan Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Anawan Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,583 sqft · built 1925
Lot Size	0.13 acres (5,650 sqft)
Owner	2 Individual Names on File
Last Sale	$448,500 (Apr 2019)
Tax Bill	$5,850 (2026)
Deeds & Mortgages	Sep 2026 Second Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-E B:0001 L:0021`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-E B:0001 L:0021`
Alternative APNs	`M:005=E B:0001 L:0021` `5412020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	1,045 sqft
Basement Area	1,034 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,650 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5412020
Street Address	20 ANAWAN AVE
City	SAUGUS
State	MA
Zip	01906-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4020
Census Tract	208200

Owner

20 Anawan Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Essex County and Saugus Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 ANAWAN AVE, SAUGUS, MA 01906-4308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION FEDERAL CREDIT UNION
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit METRO CU
Jun 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Apr 11, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on File
Deed Sale	Apr 11, 2019 · Amount on File
Deed Document Number	2019880
Deed Book / Page	37434 / 353
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Sep 28, 2026
Property Address	20 ANAWAN AVE, SAUGUS, MA 01906-4308
Document Number	0000001170
Book / Page	43652 / 470
Instrument Date	Sep 22, 2026
Instrument	20261170
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ANAWAN AVE, SAUGUS, MA 01906-4308

Mortgage

Document Number	0000001170,
Date	Sep 28, 2026
Book Page	43652/470
Instrument	20261170

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	20 ANAWAN AVE, SAUGUS, MA 01906-4308
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040850-21
Date	Apr 8, 2022
Book Page	40850/21
Instrument	20220408001570

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	20 ANAWAN AVE, SAUGUS, MA 01906-4308
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38627-216
Date	Jun 19, 2020
Book Page	38627/216
Instrument	20200619001160

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 11, 2019
Property Address	20 ANAWAN AVE, SAUGUS, MA 01906-4308
Document Number	37434-353
Book / Page	37434 / 353
Instrument Date	Apr 11, 2019
Instrument	20190411000880
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ANAWAN AVE, SAUGUS, MA 01906-4308

Mortgage

Document Number	190411000890
Date	Apr 11, 2019
Instrument	190411000890

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Anawan Ave was $5,850, up 3.2% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,850.00 (+3.25%)	$561,400 (+5.82%) Land $346,900 Building $208,200	$581,974 (-0.41%)
2025	$5,666.00 (+2.57%)	$530,500 (+2.27%) Land $316,900 Building $213,600	$584,345
2024	$5,524.00 (+1.79%)	$518,700 (+7.61%) Land $308,300 Building $210,400
2023	$5,427.00	$482,000 Land $269,800 Building $212,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Anawan Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1978–2011)
Claims Outside the SFHA	10 of 20
Most Recent Claim	Jul 2011
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Flooding, Apr 2004 · 2 claims Heavy Rains And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Anawan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Netafy.

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