Knox County property record for 20 Ames St, Mount Vernon, OH 43050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,318 sqft · built 1950 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Mar 1996) |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-00910.000 |
| Primary APN | 66-00910.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 AMES ST |
|---|---|
| City | MOUNT VERNON |
| State | OH |
| Zip | 43050-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERNONVIEW F-26 |
| Legal Subdivision | VERNONVIEW |
| Jurisdiction | KNOX OH |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 7600 |
20 Ames St is owned and occupied by an individual who bought it in March 1996.
Source: Knox County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 AMES ST, MOUNT VERNON, OH 43050-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA |
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLARIS HOME FUNDING |
| Dec 30, 2019 | Deed of Trust, Mortgage POLARIS HM FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 1996 · Amount on File |
| Deed Sale | Mar 7, 1996 · Amount on File |
| Prior Sale | Nov 9, 1992 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Recording Date | May 11, 2026 |
| Property Address | 20 AMES ST, MOUNT VERNON, OH 43050-4610 |
| Document Number | 0000003478 |
| Book / Page | 2127 / 920 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20263478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 20 AMES ST, MOUNT VERNON, OH 43050-4610 |
| Document Number | 0000003478, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 2127/920 |
| Instrument | 20263478 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Property Address | 20 AMES ST, MOUNT VERNON, OH 43050-4610 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004814 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 1983/229 |
| Instrument | 202300004814 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 25, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Property Address | 20 AMES ST, MOUNT VERNON, OH 43050-4610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005577 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 1857/591 |
| Instrument | 20210-00005577 |
| Name | POLARIS HOME FUNDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Property Address | 20 AMES ST, MOUNT VERNON, OH 43050-4610 |
| Document Number | 0017580322 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 AMES ST MOUNT VERNON OH 430504610, MOUNT VERNON, OH 43050-4610 |
| Document Number | 0017580322 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 001758/000322 |
| Instrument | 145 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 6, 2050 |
The 2025 property tax bill for 20 Ames St was $1,181, down 9.9% from the year before.
Source: Knox County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Knox County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,680 Land $10,530 Building $84,150 | ||
| 2025 | $1,181.00 (-9.92%) | $33,140 (-) Land $3,690 Building $29,450 | |
| 2024 | $1,311.00 (+1.79%) | $33,140 (-) Land $3,690 Building $29,450 | |
| 2023 | $1,288.00 (+20.71%) | $33,140 (+34.99%) Land $3,690 Building $29,450 | $94,680 Land $10,530 Building $84,150 |
| 2022 | $1,067.00 | $24,550 Land $2,730 Building $21,820 | |
| 2020 | $70,130 Land $7,800 Building $62,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Ames St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ames St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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