20 Amelia Dr, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 20 Amelia Dr, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1960
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$600 (Oct 2023)
Tax Bill	$4,329 (2026)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 7.18-3-24`

Property Details

APN / Parcel Number

Primary APN	`012689 7.18-3-24`
Alternative APNs	`268900701800030240000000` `00701800030240000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	439 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00701800030240000000
Street Address	20 AMELIA DR
City	SCHENECTADY
State	NY
Zip	12309-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LF EST DUPUIS W & S N-AMELIA DR E-18 S-30-27
Legal Subdivision	SOUTHERLY SKIE AMELIA DRIVE
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3005
Census Tract	13802

Owner

20 Amelia Dr is owned and occupied by an individual who bought it in October 2023.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20 AMELIA DR, SCHENECTADY, NY 12309-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Deed Document Number	202318695
Prior Transfer Date	Oct 10, 2023
Prior Transfer Doc	0000018695
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	20 AMELIA DR, SCHENECTADY, NY 12309-3202
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 AMELIA DR, SCHENECTADY, NY 12309-3202

Mortgage

Document Number	0000008696
Date	Oct 18, 2023
Instrument	R2023-18696

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 20 Amelia Dr was $4,329, down 7.3% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,329.00 (-7.3%)
2025	$4,670.00	$95,000 Land $23,800 Building $71,200	$217,400 Land $54,464 Building $162,936
2023		$95,000 (-) Land $23,800 Building $71,200	$186,300 (+9.33%) Land $46,673 Building $139,627
2022		$95,000 Land $23,800 Building $71,200	$170,404 Land $42,691 Building $127,713
2021	$4,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Amelia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Amelia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20