20 Amberwood Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 20 Amberwood Ln, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 1996
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Feb 2020)
Tax Bill	$833 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452300998704000`

Property Details

APN / Parcel Number

Primary APN	`452300998704000`
Alternative APN	`51478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,878 sqft (0.639 acres)
Lot Width	30 ft Width
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	51478
Street Address	20 AMBERWOOD LN
City	MURPHY
State	NC
Zip	28906-1870
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FR CARROLL 762/200
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2000
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	24 AMBERWOOD LN, MURPHY, NC 28906-1870
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Feb 19, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	789
Deed Book / Page	1636 / 622
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	20 AMBERWOOD LN, MURPHY, NC 28906-1870
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 AMBERWOOD LN, MURPHY, NC 28906-1870

Mortgage

Document Number	1655/638
Date	Sep 10, 2020
Book Page	1655/638
Instrument	4854

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 19, 2020
Property Address	20 AMBERWOOD LN, MURPHY, NC 28906-1870
Document Number	1636/622
Book / Page	1636 / 622
Instrument Date	Feb 4, 2020
Instrument	789
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 AMBERWOOD LN, MURPHY, NC 28906-1870
Investor	Possibly a Property Investor

Mortgage

Document Number	16360632
Date	Feb 19, 2020
Instrument	1636/0632

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00	$106,180 (-)	$106,180 (-) Land $10,820 Building $95,360
2023		$106,180	$106,180 Land $10,820 Building $95,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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