20 Amber Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 20 Amber Ln, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,547 sqft · built 1971
Lot Size0.349 acres (15,200 sqft)
OwnerCompany Name on File
Last Sale$400,000 (Jul 1998)
Tax Bill$8,438 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN169-221-011-3

Property Details

APN / Parcel Number

Primary APN169-221-011-3
Alternative APN
  • 169-221-011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,547 sqft Living Area
1st Floor Area1,860 sqft
Basement Area687 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1972
Lot Area15,200 sqft (0.349 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address20 AMBER LN
CityLAFAYETTE
StateCA
Zip94549-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionPARCEL MAP 12 PG 45 PCL B
Legal Tract12PM45
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1005
Census Tract340003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address20 AMBER LN, LAFAYETTE, CA 94549-2201
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 1998 · Amount on File
Deed SaleJul 20, 1998 · Amount on File
Prior SaleJul 23, 1997 · Amount on File
Deed Document Number1998166859
Last Transfer DateFeb 19, 2004
Transfer Doc0000058915
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address20 AMBER LN, LAFAYETTE, CA 94549-2201
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074054
DateApr 17, 2020
Instrument2020-074054
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueJan 21, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMay 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$693,852 (+2%) Land $239,846 Building $454,006
2025$8,438.00 (+4.06%) Homeowner's exemption$680,248 (+4.04%) Land $235,144 Building $445,104
2023$8,109.00 (+0.86%) Homeowner's exemption$653,835 Land $226,014 Building $427,821
2022$8,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Sonic Telecom.

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