20 Alida Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 20 Alida Pl, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,876 sqft · built 1971
Lot Size	1.21 acres (52,925 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Oct 2008)
Tax Bill	$20,730 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-01602-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`48-01602-0000-00012`
Alternative APN	`480160200012`

Interior

Stories	1 Story
Building Area	3,876 sqft Living Area
1st Floor Area	3,876 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	52,925 sqft
Lot Dimensions	283 ft deep x 187 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20 ALIDA PL
City	RAMSEY
State	NJ
Zip	07446-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.215AC
Legal Subdivision	BOROUGH/RAMSEY
Legal Block	1602
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1008
Census Tract	44100

Owner

20 Alida Pl is owned and occupied by two individuals who bought it in October 2008.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 ALIDA PL, RAMSEY, NJ 07446-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2008 · Amount on File
Deed Sale	Oct 27, 2008 · Amount on File
Deed Document Number	200895675
Deed Book / Page	9631 / 361
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 ALIDA PL, RAMSEY, NJ 07446-1323
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057191690
Date	Feb 6, 2026
Book Page	5719/1690
Instrument	2026008524

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	EVERETTS, NC 27825

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 ALIDA PL, RAMSEY, NJ 07446-1323
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050631255
Date	Aug 22, 2023
Book Page	5063/1255
Instrument	2023054580

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 ALIDA PL, RAMSEY, NJ 07446-1323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034041471
Date	Nov 13, 2019
Book Page	3404/1471
Instrument	19-077033

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 ALIDA PL, RAMSEY, NJ 07446-1323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037711496
Date	Oct 19, 2020
Book Page	3771/1496
Instrument	20-104959

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Alida Pl was $20,730, down 0.9% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,027,800 (+2.09%) Land $379,100 Building $648,700	$1,027,800 (+2.09%) Land $379,100 Building $648,700
2025	$20,730.00 (-0.85%)	$1,006,800 Land $364,100 Building $642,700	$1,006,800 Land $364,100 Building $642,700
2024	$20,908.00
2023		$740,900 Land $303,400 Building $437,500	$740,900 Land $303,400 Building $437,500
2022	$19,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Alida Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Alida Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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