20 Alfred St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 20 Alfred St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,136 sqft · built 1956
Lot Size0.289 acres (12,597 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jan 2021)
Tax Bill$4,394 (2026)
Deeds & MortgagesNov 2025 Second Mortgage
Mar 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN588-00008

Property Details

APN / Parcel Number

Primary APN588-00008
Alternative APN
  • CHIC M:0588 P:00008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
Gross Area2,352 sqft
1st Floor Area1,136 sqft
Basement Area1,136 sqft
Unfinished Basement1,136 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,597 sqft (0.289 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number588-00008
Street Address20 ALFRED ST
CityCHICOPEE
StateMA
Zip01020-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
Legal SubdivisionMOUNTAINVIEW ACRES SEC A
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4014
Census Tract811301

Owner

20 Alfred St is owned and occupied by an individual who bought it in January 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address20 ALFRED ST, CHICOPEE, MA 01020-2106
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOLYOKE CU
Mar 5, 2018Deed of Trust, Mortgage · Closed-End Mortgage
BANK OF AMERICA NA
Jan 29, 2021Warranty Deed, Transfer · FHA Mortgage
MORTGAGE NETWORK INC
Oct 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2021 · Amount on File
Deed SaleJan 29, 2021 · Amount on File
Prior SaleMar 31, 1994 · Amount on File
Deed Document Number20216899
Deed Book / Page23682 / 426
Transfer Doc22387-393
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address20 ALFRED ST, CHICOPEE, MA 01020-2106
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026123-275
DateNov 24, 2025
Book Page26123/275
Instrument56394
Lender
NameHOLYOKE CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2045

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address20 ALFRED ST, CHICOPEE, MA 01020-2106
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22082-452
DateMar 5, 2018
Book Page22082/452
Instrument11515
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2048

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateJan 29, 2021
Property Address20 ALFRED ST, CHICOPEE, MA 01020-2106
Document Number23682-426
Book / Page23682 / 426
Instrument DateJan 27, 2021
Instrument6899
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 UTICA ST, SPRINGFIELD, MA 01104-2541

Mortgage

Document Number6900
DateJan 29, 2021
Instrument6900
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateOct 3, 2018
Property Address20 ALFRED ST, CHICOPEE, MA 01020-2106
Document Number22387-393
Book / Page022387 / 000393
Instrument DateOct 1, 2018
Instrument59443
Transaction TypeTransfer
Record UpdatedOct 23, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ALFRED ST CHICOPEE MA 010202106, CHICOPEE, MA 01020-2106

Tax Assessment & Valuation

The 2026 property tax bill for 20 Alfred St was $4,394, up 8.4% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,394.00 (+8.36%)$288,300 (+7.78%) Land $123,800 Building $164,500$320,669 (+15.68%)
2025$4,055.00 (+3.52%)$267,500 (+0.79%) Land $112,100 Building $155,400$277,210
2024$3,917.00 (+7.67%)$265,400 (+10.54%) Land $109,900 Building $155,500
2023$3,638.00$240,100 Land $99,900 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Alfred St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Alfred St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Crossroads Fiber
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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