20 Alfred Dr, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 20 Alfred Dr, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,248 sqft · built 1992
Lot Size	0.926 acres (40,320 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Aug 2009)
Tax Bill	$8,145 (2026)
Deeds & Mortgages	Nov 2020 Refinance Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:13 B:15 L:2`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:13 B:15 L:2`
Alternative APN	`M:0013 B:0015 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
Gross Area	5,558 sqft
1st Floor Area	2,292 sqft
Basement Area	2,292 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,320 sqft (0.926 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 ALFRED DR
City	DRACUT
State	MA
Zip	01826-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	15
Legal Lot Number	2
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3001
Census Tract	314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 ALFRED DR, DRACUT, MA 01826-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2009 · Amount on Record
Deed Sale	Aug 31, 2009 · Amount on Record
Prior Sale	Jun 19, 1992 · Amount on Record
Deed Document Number	200944399
Deed Book / Page	23341 / 222
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	20 ALFRED DR, DRACUT, MA 01826-1364
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34960-143
Date	Nov 24, 2020
Book Page	34960/143
Instrument	60783

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	20 ALFRED DR, DRACUT, MA 01826-1364
Document Number	32825-1
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ALFRED DR DRACUT MA 018261364, DRACUT, MA 01826-1364

Mortgage

Document Number	32825-1
Date	Mar 14, 2019
Book Page	032825/000001
Instrument	9152

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,145.00 (+0.64%)	$842,300 (+5.33%) Land $287,100 Building $555,200	$835,145 (-)
2025	$8,093.00 (+0.31%)	$799,700 (+3.57%) Land $263,400 Building $536,300	$835,145 (+12.46%)
2024	$8,068.00 (+4.14%)	$772,100 (+15.41%) Land $251,000 Building $521,100	$742,615
2023	$7,747.00	$669,000 Land $218,300 Building $450,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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