Charleston County property record for 20 Alberta Ave, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $457,500 (Feb 2018) |
| Tax Bill | $2,692 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 463-11-03-083 |
| Primary APN | 463-11-03-083 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 ALBERTA AVE |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -20 ALBERTA AVE DESCRIPTION -LT 7 |
| Legal Subdivision | 20 ALBERTA AVE |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 5900 |
Source: Charleston County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 ALBERTA AVE, CHARLESTON, SC 29403-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONETRUST HM LOANS |
| Oct 14, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage UNITED CMNTY BK |
| Feb 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage ONETRUST HM LOANS |
| Sep 26, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on Record |
| Deed Sale | Feb 16, 2018 · Amount on Record |
| Prior Sale | Sep 26, 2017 · Amount on Record |
| Deed Book / Page | 699 / 361 |
| Last Transfer Date | Sep 23, 2019 |
| Transfer Doc | 0829/0863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 31, 2026 |
| Property Address | 20 ALBERTA AVE, CHARLESTON, SC 29403-3306 |
| Document Number | 0000054499 |
| Book / Page | 1412 / 754 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202654499 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000054499, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 1412/754 |
| Instrument | 202654499 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 20 ALBERTA AVE, CHARLESTON, SC 29403-3306 |
| Document Number | 0942/0814 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | COOPERATIVE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 ALBERTA AVE CHARLESTON SC 294033306, CHARLESTON, SC 29403-3306 |
| Document Number | 0942/0814 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 000942/000814 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 14, 2019 |
| Property Address | 20 ALBERTA AVE, CHARLESTON, SC 29403-3306 |
| Document Number | 0829/0863 |
| Book / Page | 000829 / 000863 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 ALBERTA AVE CHARLESTON SC 294033306, CHARLESTON, SC 29403-3306 |
| Document Number | 829/0864 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 000829/000864 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 16, 2018 |
| Property Address | 20 ALBERTA AVE, CHARLESTON, SC 29403-3306 |
| Document Number | 0699/0361 |
| Book / Page | 000699 / 000361 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $457.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 ALBERTA AVE CHARLESTON SC 294033306, CHARLESTON, SC 29403-3306 |
| Document Number | 699/0362 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 000699/000362 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 26, 2017 |
| Property Address | 20 ALBERTA AVE, CHARLESTON, SC 29403-3306 |
| Document Number | 0668/0324 |
| Book / Page | 000668 / 000324 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $202.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 422 SUMMERVILLE SC 294840422, SUMMERVILLE, SC 29484-0422 |
| Investor | Possibly a Property Investor |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,692.00 (+11.79%) | $526,125 (+2,775%) Land $289,325 Building $236,800 | $617,200 (+34.91%) Land $380,400 Building $236,800 |
| 2024 | $2,408.00 (+7.4%) | $18,300 (-) | |
| 2022 | $2,242.00 | $18,300 | $457,500 (-) Land $225,000 Building $232,500 |
| 2020 | $457,500 Land $225,000 Building $232,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 194 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 252 units insured incl. 58 condo units |
| Nearby Flood Claims | 4 (2015–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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