20 Alae St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 20 Alae St, Hilo, HI 96720

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,697 sqft · built 1940
Lot Size	0.153 acres (6,660 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Jul 2024)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-3-016-048`

Property Details

APN / Parcel Number

Primary APN	`3-2-3-016-048`
Alternative APNs	`3-2-3-016-048-0000` `230160480000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	1,697 sqft
Basement Area	1,697 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	6,660 sqft (0.153 acres)
Porch	Balcony/Patio
Porch Area	144 sqft
Balcony	Balcony

Location & Zoning

Street Address	20 ALAE ST
City	HILO
State	HI
Zip	96720-2505
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	2B
Legal Description	LOT 9 6,660 SF MAP 8 BLK C LCAPP 987
Legal Subdivision	HALAI TRACT
Legal Block	C
Legal Lot Number	9
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3005
Census Tract	20300

Owner

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 ALAE ST, HILO, HI 96720-2505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Dec 30, 2022	Deed of Trust, Mortgage · Construction Mortgage LOAN FUNDER LLC SERIES 44581
Jul 12, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 1, 2022	Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
May 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	2024T-12611056
Prior Transfer Date	Jul 1, 2009
Prior Transfer Doc	0003879724
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Jul 17, 2026
Property Address	20 ALAE ST, HILO, HI 96720-2505
Document Number	0013346018
Instrument Date	Jul 13, 2026
Instrument	2026T-13346018
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5769 W 76TH ST, LOS ANGELES, CA 90045-1701

Mortgage

Document Number	0013346018,
Date	Jul 17, 2026
Instrument	202613346018

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	20 ALAE ST, HILO, HI 96720-2505
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T12051117
Date	Dec 30, 2022
Instrument	T-12051117

Lender

Name	LOAN FUNDER LLC SERIES 44581
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Jul 12, 2024
Property Address	20 ALAE ST, HILO, HI 96720-2505
Document Number	0T12611056
Instrument Date	Jul 9, 2024
Instrument	T-12611056
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	20 AWA ST, HILO, HI 96720-5802

Mortgage

Document Number	0T12611057
Date	Jul 12, 2024
Instrument	T-12611057

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Sep 1, 2022
Property Address	20 ALAE ST, HILO, HI 96720-2505
Document Number	0T11931115
Instrument Date	Aug 24, 2022
Instrument	T-11931115
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	204 E KAWAILANI ST, HILO, HI 96720-5609

Mortgage

Document Number	0T11931116
Date	Sep 1, 2022
Instrument	T-11931116

Lender

Name	LOAN FUNDER LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	May 16, 2017
Property Address	20 ALAE ST, HILO, HI 96720-2505
Document Number	00T9997224
Instrument Date	Aug 28, 2015
Instrument	T9997224
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ALAE ST HILO HI 967202505, HILO, HI 96720-2505

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,900 (-4.36%) Land $133,400 Building $406,500	$539,900 (-4.36%) Land $133,400 Building $406,500
2025	$2,466.00 (-40.25%)	$564,500 (+52.9%) Land $158,000 Building $406,500	$564,500 (+52.9%) Land $158,000 Building $406,500
2024		$369,200 (+4.65%) Land $133,400 Building $235,800	$369,200 (+4.65%) Land $133,400 Building $235,800
2023	$4,127.00	$352,800 Land $133,400 Building $219,400	$352,800 Land $133,400 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	42 (1979–2018)
Claims Outside the SFHA	10 of 42
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Hurricane Lane, Aug 2018 · 2 claims Severe Storms And Flooding, Nov 2000 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Alae St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures