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20 Ajays Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 20 Ajays Ct, Saint Charles, MO 63304 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage2,614 sqft Living Area
Lot Size40,075 sqft (0.92 acres)
GarageAttached, 806 sqft
OccupancyOwner Occupied
Tax Bill$4,982.00 (2024)

Property Details

APN / Parcel Number

Primary APNA983000903
Alternative APN
  • 3-0112-7847-00-0001.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,614 sqft Living Area
Gross Area5,792 sqft Gross Area
1st Floor2,502 sqft 1st Floor
Basement Area2,484 sqft Basement
Finished Basement112 sqft Finished
Unfinished Basement2,372 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area40,075 sqft (0.92 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area806 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area192 sqft Patio
PorchOpen Porch
Porch Area132 sqft Porch

Location & Zoning

Account NumberA983000903
Street Address20 AJAYS CT
CitySAINT CHARLES
StateMO
Zip63304-1103
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionANGELS CROSSING LOT 1
Legal SubdivisionANGELS CROSSING
Legal Lot Number1
JurisdictionST CHARLES MO
Minor Civil DivisionCOTTLEVILLE
Census Blockgroup2
Census Block2025
Census Tract311114

Owner

Source: St. Charles County records · APN A983000903

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 AJAYS CT, SAINT CHARLES, MO 63304-1103
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC UNION FINANCIAL LLC
Jan 13, 2021Deed of Trust, Mortgage
QUICKEN LNS
Jul 03, 2019Deed of Trust, Mortgage
QUICKEN LNS
Mar 18, 2019Grant Deed, Construction Loan · Line of Credit
AMERICAN BK/MO
Oct 27, 2018Deed of Trust, Mortgage · Line of Credit
1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2006
Deed SaleJun 28, 2006
Prior SaleSep 30, 2003 · Amount on Record
Deed Doc Number2006547430
Deed Book / Page4518 / 397
Prior Transfer DateFeb 21, 2003
Prior Transfer Doc0032980295
Record RefreshedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address20 AJAYS CT, SAINT CHARLES, MO 63304-1103
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067230091
DateApr 04, 2017
Book Page6723/0091
Instrument20170404000203250
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
AddressLAKE DALLAS, TX 75065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2032

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address20 AJAYS CT, SAINT CHARLES, MO 63304-1103
Document Number0000004934
Instrument DateJan 13, 2021
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20 AJAYS CT ST CHARLES MO 633041103, ST CHARLES, MO 63304-1103

Mortgage

Document Number0000004934
DateJan 19, 2021
Instrument4934
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address20 AJAYS CT, SAINT CHARLES, MO 63304-1103
Document Number0071030202
Instrument DateJul 03, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20 AJAYS CT ST CHARLES MO 633041103, ST CHARLES, MO 63304-1103

Mortgage

Document Number0071030202
DateJul 10, 2019
Book Page007103/000202
Instrument348070
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueJul 09, 2034

March 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateMar 18, 2019
Property Address20 AJAYS CT, SAINT CHARLES, MO 63304-1103
Document Number0070471887
Book / Page007047 / 001887
Instrument DateMar 15, 2019
Instrument118960
Transaction TypeConstruction Loan
Record UpdatedApr 05, 2019
Title CompanySTATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address174 ENGLEWOOD TER CHESTERFIELD MO 63017, CHESTERFIELD, MO 63017

Mortgage

Document Number70471891
DateMar 18, 2019
Book Page007047/001891
Instrument118970
Lender
NameAMERICAN BK/MO
TypeBank
Address690 N SERVICE RD W, WRIGHT CITY, MO 63390
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address20 AJAYS CT, SAINT CHARLES, MO 63304-1103
Document Number0070020169
Instrument DateOct 27, 2018
Transaction TypeMortgage
Record UpdatedDec 04, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20 AJAYS CT ST CHARLES MO 633041103, ST CHARLES, MO 63304-1103

Mortgage

Document Number0070020169
DateNov 13, 2018
Book Page007002/000169
Instrument641740
Lender
Name1ST MIDAMERICA CU
TypeCredit Union
AddressEAST ALTON, IL 62024
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 12, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,488.00 (+10.16%)$92,687 (+10.92%)$487,826 (+10.92%) Land $81,000 Building $406,826
2024$4,982.00
2023$83,561
2022$439,796 Land $81,000 Building $358,796

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