St. Johns County property record for 20 Adler Pl, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,159 sqft · built 2018 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $655,000 (Aug 2022) |
| Tax Bill | $8,827 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000709-0520 |
| Primary APN | 000709-0520 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,159 sqft Living Area |
| Gross Area | 2,579 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 ADLER PL |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87/70-77 RIVERTOWN PHASE TWO B LOT 52 OR5614/1902 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN PHASE TWO B |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 20807 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 ADLER PL, SAINT JOHNS, FL 32259-8774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Aug 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Aug 17, 2018 · Amount on Record |
| Deed Document Number | 202277811 |
| Deed Book / Page | 5614 / 1902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 20 ADLER PL, SAINT JOHNS, FL 32259-8774 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 ADLER PL, SAINT JOHNS, FL 32259-8774 |
| Document Number | 0053560384 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 5356/384 |
| Instrument | 2021095666 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 11, 2022 |
| Property Address | 20 ADLER PL, SAINT JOHNS, FL 32259-8774 |
| Document Number | 0056141902 |
| Book / Page | 5614 / 1902 |
| Map Reference | MB 87 PG 70-77 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022077811 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | NOT AVAILABLE, TITLEEASE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,585.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 ADLER PL, SAINT JOHNS, FL 32259-8774 |
| Name | Verified Name |
|---|---|
| Address | 20 ADLER PL, SAINT JOHNS, FL 32259-8774 |
| Document Number | 0056141904 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 5614/1904 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 20 ADLER PL, SAINT JOHNS, FL 32259-8774 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048861074 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 4886/1074 |
| Instrument | 2020013499 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 20 ADLER PL, SAINT JOHNS, FL 32259-8774 |
| Document Number | 0048140833 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ADLER PL ST JOHNS FL 322598774, ST JOHNS, FL 32259-8774 |
| Document Number | 0048140833 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 004814/000833 |
| Instrument | 77180 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,394 (-7.97%) Land $95,000 Building $347,394 | $442,394 (-7.97%) Land $95,000 Building $347,394 | |
| 2025 | $8,827.00 (+9.04%) Homeowner's exemption | $480,703 (+1.52%) | $480,703 (+1.52%) Land $110,000 Building $370,703 |
| 2024 | $8,095.00 (-0.87%) Homeowner's exemption | $473,499 (-0.96%) | $473,499 (-0.96%) Land $112,000 Building $361,499 |
| 2023 | $8,166.00 (+12.81%) Homeowner's exemption | $478,091 (+17.32%) | $478,091 (+17.32%) Land $112,000 Building $366,091 |
| 2022 | $7,239.00 | $407,506 | $407,506 Land $84,000 Building $323,506 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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