20 Adams St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 20 Adams St, Millis, MA 02054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 1979
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$397,900 (Apr 2017)
Tax Bill	$10,453 (2025)
Deeds & Mortgages	Jan 2025 Refinance Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MILL M:024 B:0000155`

Property Details

APN / Parcel Number

Primary APN	`MILL M:024 B:0000155`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,588 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 ADAMS ST
City	MILLIS
State	MA
Zip	02054-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	155
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	3
Census Block	3010
Census Tract	407101

Owner

20 Adams St is owned and occupied by an individual who bought it in April 2017.

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 ADAMS ST, MILLIS, MA 02054-1234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Feb 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Feb 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Apr 14, 2017	Quit Claim Deed, Transfer AMERICAN NGBD MTG ACC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on File
Deed Sale	Apr 14, 2017 · Amount on File
Prior Sale	Mar 29, 2013 · Amount on File
Deed Book / Page	35039 / 1
Transfer Doc	00035039-1
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	20 ADAMS ST, MILLIS, MA 02054-1234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042231-437
Date	Jan 30, 2025
Book Page	42231/437
Instrument	6290

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	20 ADAMS ST, MILLIS, MA 02054-1234
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038993-332
Date	Feb 12, 2021
Book Page	38993/332
Instrument	18584

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Feb 12, 2021
Property Address	20 ADAMS ST, MILLIS, MA 02054-1234
Document Number	038993-330
Book / Page	38993 / 330
Instrument Date	Feb 8, 2021
Instrument	18583
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 ADAMS ST, MILLIS, MA 02054-1234

Mortgage

Document Number	038993-332
Date	Feb 12, 2021
Book Page	38993/332
Instrument	18584

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Apr 14, 2017
Property Address	20 ADAMS ST, MILLIS, MA 02054-1234
Document Number	35039-1
Book / Page	35039 / 1
Instrument	31820
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	350390003
Date	Apr 14, 2017
Instrument	35039/0003

Lender

Name	AMERICAN NGBD MTG ACC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Adams St was $10,453, up 9% from the year before.

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,453.00 (+8.99%)	$637,400 (+9.13%) Land $234,600 Building $402,800	$574,750 (-0.08%)
2024	$9,591.00 (+6.73%)	$584,100 (+13.68%) Land $216,500 Building $367,600	$575,225
2023	$8,986.00	$513,800 Land $172,600 Building $341,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Adams St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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