20 Acorn Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 20 Acorn Rd, Naples, ME 04055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 784 sqft · built 1971
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2022)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`NAPL M:U07 L:37`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U07 L:37`
Alternative APNs	`NAPL M:U07 L:0037` `1459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	784 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	1459
Old Parcel Number	NAPL M:U07 L:0037
Street Address	20 ACORN RD
City	NAPLES
State	ME
Zip	04055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	37
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1021
Census Tract	14001

Owner

20 Acorn Rd is owned by an individual who bought it in June 2022.

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	64 LONG DUCK POND RD, PLYMOUTH, MA 02360-2862
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage EASTERN BANK
Jun 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Deed Book / Page	39535 / 190
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Recording Date	May 12, 2026
Property Address	20 ACORN RD, NAPLES, ME 04055
Document Number	0422460221
Book / Page	42246 / 221
Instrument Date	May 8, 2026
Instrument	202618389
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018389,
Date	May 12, 2026
Book Page	42246/221
Instrument	202618389

Lender

Name	EASTERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2033
Index	1-Month LIBOR
Margin	3
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Jun 29, 2022
Property Address	20 ACORN RD, NAPLES, ME 04055
Document Number	0395350190
Book / Page	39535 / 190
Instrument Date	Jun 28, 2022
Instrument	33382
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 LONG DUCK POND RD, PLYMOUTH, MA 02360-2862

Tax Assessment & Valuation

The 2025 property tax bill for 20 Acorn Rd was $2,006.

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,006.00	$211,206 Land $101,968 Building $109,238
2023	$1,933.00 (+10.96%)	$211,206 (-) Land $101,968 Building $109,238
2022	$1,742.00	$211,206 Land $101,968 Building $109,238

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Acorn Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Acorn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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