20 Acorn Dr, Summit, NJ 07901 Property Records

Union County and New Providence Borough property record for 20 Acorn Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 1953
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on File
Last Sale	$684,500 (Nov 2007)
Tax Bill	$15,773 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-00253-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`11-00253-0000-00018`
Alternative APNs	`110025300018` `00274700`

Interior

Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	9,060 sqft (0.208 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00274700
Street Address	20 ACORN DR
City	SUMMIT
State	NJ
Zip	07901-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	TALL OAKS SEC 01
Legal Block	253
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	3
Census Block	3007
Census Tract	38101

Owner

20 Acorn Dr is owned and occupied by two individuals who bought it in November 2007.

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 ACORN DR, SUMMIT, NJ 07901-4152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit UNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2007 · Amount on File
Deed Sale	Nov 9, 2007 · Amount on File
Prior Sale	Jun 8, 2004 · Amount on File
Deed Document Number	2007189799
Deed Book / Page	5682 / 58
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 ACORN DR, SUMMIT, NJ 07901-4152
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151250244
Date	Dec 15, 2021
Book Page	15125/244
Instrument	27295

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 ACORN DR, SUMMIT, NJ 07901-4152
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151282191
Date	Dec 22, 2021
Book Page	15128/2191
Instrument	27680

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20 Acorn Dr was $15,773, up 1.6% from the year before.

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,900 (-) Land $167,600 Building $133,300	$300,900 (-) Land $167,600 Building $133,300
2025	$15,773.00 (+1.55%)	$300,900 Land $167,600 Building $133,300	$300,900 Land $167,600 Building $133,300
2024	$15,532.00
2023		$300,900 Land $167,600 Building $133,300	$300,900 Land $167,600 Building $133,300
2022	$14,858.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Acorn Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1978–2025)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Acorn Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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