20 Academy Ave, Bristol, RI 02809 Property Records

Bristol Town property record for 20 Academy Ave, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,383 sqft · built 1967
Lot Size0.283 acres (12,341 sqft)
Owner2 Individual Names on File
Last Sale$386,000 (Mar 2020)
Tax Bill$5,994 (2026)
Deeds & MortgagesDec 2021 Mortgage
Feb 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN50-0070-84

Property Details

APN / Parcel Number

Primary APN50-0070-84
Alternative APNs
  • BRIS M:155 L:10
  • 8314

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,383 sqft Living Area
Gross Area3,414 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,341 sqft (0.283 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number50-0070-84
Street Address20 ACADEMY AVE
CityBRISTOL
StateRI
Zip02809-4126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Lot Number10
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group3
Census Block3021
Census Tract30901

Owner

20 Academy Ave is owned and occupied by two individuals who acquired it in February 2021.

Source: Bristol Town records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address20 ACADEMY AVE, BRISTOL, RI 02809-4126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · VA Mortgage
ENVOY MORTGAGE LTD
Feb 24, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
ENVOY MORTGAGE LTD
Mar 24, 2020Warranty Deed, Transfer · VA Mortgage
ENVOY MORTGAGE LTD
Feb 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANKNEWPORT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2020 · Amount on File
Deed SaleMar 24, 2020 · Amount on File
Prior SaleApr 8, 2016 · Amount on File
Deed Document Number20204758
Deed Book / Page2027 / 36
Last Transfer DateFeb 19, 2021
Transfer Doc0002093-18
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address20 ACADEMY AVE, BRISTOL, RI 02809-4126
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002150-292
DateDec 22, 2021
Book Page2150/292
Instrument14123
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRISTOL RI
Recording DateFeb 24, 2021
Property Address20 ACADEMY AVE, BRISTOL, RI 02809-4126
Document Number0002093-16
Book / Page2093 / 16
Instrument DateFeb 19, 2021
Instrument9648
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ACADEMY AVE, BRISTOL, RI 02809-4126

Mortgage

Document Number0002093-18
DateFeb 24, 2021
Book Page2093/18
Instrument9649
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL RI
Recording DateMar 24, 2020
Property Address20 ACADEMY AVE, BRISTOL, RI 02809-4126
Document Number2027-36
Book / Page2027 / 36
Instrument DateMar 20, 2020
Instrument4758
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ACADEMY AVE, BRISTOL, RI 02809-4126

Mortgage

Document Number4759
DateMar 24, 2020
Instrument4759
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address20 ACADEMY AVE, BRISTOL, RI 02809-4126
Document Number1973-323
Instrument DateFeb 6, 2019
Transaction TypeMortgage
Record UpdatedMar 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ACADEMY AVE BRISTOL RI 028094126, BRISTOL, RI 02809-4126

Mortgage

Document Number1973-323
DateFeb 25, 2019
Book Page001973/000323
Instrument435
Lender
NameBANKNEWPORT
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Academy Ave was $5,994, up 23% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,994.00 (+23%)
2025$4,873.00$352,600 Land $155,000 Building $197,600
2023$4,711.00 (+2.77%)$352,600 (-) Land $155,000 Building $197,600
2022$4,584.00$352,600 Land $155,000 Building $197,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Academy Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2001–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Academy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable · Fiber in parts of the area
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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