20 Abbott Ave, Coldwater, MI 49036 Property Records

Branch County property record for 20 Abbott Ave, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 1920
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2023)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-164-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-164-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,465 sqft Building Perimeter
1st Floor Area	898 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,148 sqft (0.21 acres)
Garage Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 ABBOTT AVE
City	COLDWATER
State	MI
Zip	49036-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT 14 RDS E OF CEN MARSHALL ST ON S LI ABBOTT AVE TH S PAR WI E LI MARSHALL ST 10 RDS TO N LI LD OWNED H WILLIAMS TH E
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1010
Census Tract	951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Jan 20, 2022	Warranty Deed, Transfer
Jul 21, 2017	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	20233719
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 10, 2023
Property Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122
Document Number	0202303719
Instrument Date	Jul 5, 2023
Instrument	2023-03719
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 N CLAY ST, COLDWATER, MI 49036-1349

Mortgage

Document Number	0202303720
Date	Jul 10, 2023
Instrument	2023-03720

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122

Mortgage

Document Number	0202201254
Date	Feb 24, 2022
Instrument	2022-01254

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 20, 2022
Property Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122
Document Number	0202200472
Instrument Date	Jan 14, 2022
Instrument	2022-00472
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 W GARFIELD AVE, 85, COLDWATER, MI 49036-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122

July 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BRANCH MI
Recording Date	Jul 21, 2017
Property Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122
Document Number	201704997
Instrument Date	Jul 20, 2017
Instrument	2017-04997
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 W GARFIELD AVE, 85, COLDWATER, MI 49036-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ABBOTT AVE, COLDWATER, MI 49036-1122

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,750 (+37.73%)	$155,500 (+37.73%)
2025	$2,267.00 (-3.33%)	$56,450 (+37.85%)	$112,900 (+37.85%)
2024	$2,345.00
2023		$40,950	$81,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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